Premier Personal Banking
Get the most from your banking relationship
The Premier Personal Banking program rewards you for entrusting so many of your banking and financial needs to us. To show our appreciation, we offer a premium level of service and access to excellent perks, tools, and savings opportunities.
It's our way of saying thank you.
To Remain Qualified for Premier Personal Banking:
The Premier Personal Banking program is reserved for customers who have a BBVA personal checking account and maintain a balance of at least $100,000 in deposits and/or investments.1
BBVA Premier Personal Banking Platinum VISA® Debit Card2
This card is much more than just a debit card — we like to think of it is as a membership card. Your BBVA Premier Personal Banking Platinum Visa Debit Card is there to make life happen. Take advantage of many benefits and features including:
- Increased daily ATM withdrawal limit ($1,000)
- Higher daily purchase limit ($10,000)
- No international service fees from BBVA
As part of your benefits with Premier Personal Banking, you will have certain fees waived and special pricing offers for many BBVA products.
- Automatic rebates for ATM fees charged by other banks and international service fees
- No monthly Service Charge for BBVA Money Market and BBVA Premium Checking accounts
- No annual fee on the BBVA Select Credit Card3
- At your request, you can receive six NSF rebates per year4, as well as domestic and international wire fee rebates5
- Lending discounts on Home Equity Lines of Credit6 and Express Personal Loans7
- At your request, you can receive rebates on stop payment fees
Premium Customer Care
As a Premier Personal Banking member, you get the highest level of customer support. You have an assigned team ready to assist you with everything from immediate banking needs to long term financial goals.
- Assistance via a special Premier Personal Banking telephone service unit*
- Personalized advice and support from a dedicated team of representatives
- Financial planning with a financial consultant and MoneyGuidePro8
Your membership comes without an added cost to you. Enjoy complimentary:
- Cashier's checks and personal checks
- Small safe deposit box9
- Paper statements
- Expedited delivery for lost/stolen debit cards
Details you need to make a smart decision
Important Terms and Disclosures: BBVA Premier Personal Banking™ enrollment is subject to eligibility. BBVA reserves the right to review eligibility for Premier Personal Banking status on a periodic basis. BBVA may, in its sole discretion, enroll clients in Premier Personal Banking program, regardless of whether the client otherwise meets the eligibility requirements, and may impose lesser requirements to maintain Premier Personal Banking status. BBVA Premier Personal Banking program is subject to change or termination at any time, without notice to you.
1Qualifying balances for BBVA Premier Personal Banking program: Deposit balances include consumer checking, savings, money market accounts, CDs and MarketLink CDs held at BBVA. Investment balances include securities products such as variable annuities, brokerage accounts and IRAs that are offered through BBVA Securities Inc., member FINRA and SIPC and an affiliate of BBVA as well as fixed annuities offered through BBVA Insurance Agency, Inc., an affiliate of BBVA.
2Platinum Visa Debit Cards: Members of the Premier Personal Banking program must have a Platinum Visa Debit Card to receive these benefits. Platinum Visa Debit Cards are available upon request. Visa Debit Cards are subject to approval, which may include credit approval. Certain terms, conditions and exclusions apply to the Visa Debit Card benefits. Please refer to your Guide to Benefits for further details.
3BBVA Select Credit Card: The Annual Fee for the BBVA Visa Select Credit Card is waived for Premier Personal Banking members so long as they maintain their Premier Personal Banking status. APR for Purchases and Balance Transfers: 13.24% to 17.24% variable, based on creditworthiness. Cash Advance APR: 22.24% variable. Minimum Interest Charge: $1. Annual Fee: $0 for the first year the account is open, then $99 each year thereafter. Cash Advance and Balance Transfer Fee: Either $10 or 4% of the amount of each transaction, whichever is greater. Foreign Transaction Fee: None. All credit cards are subject to approval, including credit approval. BBVA Visa Select Credit Card is only available in AL, FL, TX, AZ, CO, CA and NM.
4NSF Fee Rebate: Rebates available by customer request only. The following fees are eligible for rebate: NSF Charge-Returned Item, NSF Charge-Paid Item, Extended Overdraft Service Charge. Each Premier Personal Banking customer may have a total of 6 of these fees waived per year.
5Wire Transfer Fee Rebate: Rebate available by customer request only.
6HELOC: All home equity loans and lines of credit are subject to program eligibility, underwriting and collateral requirements and approval, including credit approval.
7Express Personal Loan: All loans and lines of credit are subject to approval, including credit approval.
8Financial Consultant: Schedule a Meeting with a Financial Consultant to review your current financial situation and to consider your future needs, goals and objectives. Securities and investment products are offered through BBVA Investments, a division of BBVA Securities Inc. Member FINRA and SIPC and an affiliate of BBVA USA. Insurance products are offered through BBVA Insurance Agency, Inc., an affiliate of BBVA USA. BBVA USA and its affiliates are not affiliated with MoneyGuidePro. The projections and other information generated by MoneyGuidePro regarding the likelihood of various investment outcomes are hypothetical in nature, are not guarantees of future results and do not reflect actual investment results.
9Safe deposit boxes: are subject to availability.
*Customer Service number may not be available on bank holidays.
|Securities and Investment Products:|
|ARE NOT DEPOSITS||ARE NOT FDIC INSURED|
|ARE NOT BANK GUARANTEED||MAY LOSE VALUE|
|ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY|