Easy to earn. Easy to redeem.

Getting and using rewards from your rewards card is easier than ever thanks to these features:

Hassle-free earning

Hassle-free earning

Earn unlimited 2% rewards on all purchases with $1,000 in monthly direct deposits to a BBVA deposit account. Rewards decrease to 1.5% without the monthly direct deposit.1

No annual fee

Account Credit

Get a $100 Account Credit when you make $1,500 in Qualifying Purchases in the first 90 days.2

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Low Intro Rate

0% Intro APR for 13 months on balance transfers made within 60 days of opening account. After that, a 11.24% to 29.24% variable APR.3


Ready to earn without boundaries?

Details you need to make a smart decision

All credit cards subject to approval, including credit approval. Please see  terms and conditions.

1BBVA Rewards Program: BBVA Rewards Cards automatically earn 1.5 Base Points per $1.00 of net purchases. In addition to Base Points, BBVA Rewards Cardholders can earn Relationship Rewards Points at a rate of one half (0.5) point for each $1.00 of net purchases (for a total of 2 points per $1.00). To be eligible for Relationship Rewards Points, you must receive direct deposits (from third parties) totaling $1,000.00 or more in a calendar month to your BBVA consumer checking, savings or money market account. Eligibility for Relationship Rewards Points is assessed monthly, and Relationship Rewards Points will be applied to purchases made the following month with your BBVA Rewards Card. To qualify to earn points, a purchase must be made with your BBVA Rewards Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following do not qualify as purchases: payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino chips), purchases of cash equivalents or payment instruments that can readily be converted to cash (for example, travelers' cheques, money orders, wire transfers, and similar products or services), or purchases made using a Personal Identification Number (PIN) or initiated through identification technology that substitutes for a PIN.

2 $100 account credit offer not available to existing BBVA credit cardholders. Offer applies to accounts open between 01/01/2020 to 04/30/2020. $1,500 in purchases must be made within 90 days of account opening to be eligible for the $100 account credit. Account must be open and in good standing at the time account credit is awarded to receive the account credit. To qualify to get account credit, a purchase must be made with your BBVA Rewards Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following do not qualify as purchases: payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino chips), purchases of cash equivalents or payment instruments that can readily be converted to cash (for example, travelers' cheques, money orders, wire transfers, and similar products or services), or purchases made using a Personal Identification Number (PIN) or initiated through identification technology that substitutes for a PIN.

3BBVA Rewards Card: Purchase APR: 11.24% to 29.24% variable, based on creditworthiness. Intro Balance Transfer APR: 0.00% through the end of the 13th billing cycle after the account is opened for all Balance Transfers requested within 60 days of account opening. After that, Balance Transfer APR: 11.24% to 29.24% variable, based on creditworthiness. Balance Transfer Fee: Either $10 or 4% of the transaction amount, whichever is greater. Cash Advance APR: 22.24% to 29.24% variable, based on creditworthiness. Cash Advance Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater. If you take advantage of any promotional offer for Balance Transfers, Convenience Checks, or Cash Advances, you may lose your grace period on new purchases because you must pay your monthly payment plus any balance(s) created by promotional offers, by the payment due date to avoid interest on Purchase transactions. Annual Fee: $0. Foreign Transaction Fee: 3% of each transaction in US dollars. Minimum Interest Charge: $1.