Competitive rates, Potential same-day funding.


Simplify your life with a BBVA Express Personal Loan.

Looking to consolidate debt or fund major purchases? With a BBVA Express Personal Loan, you’ll enjoy incredible features including:   

  • Fixed APRs from 4.99% to 28.99% with auto-debit from a BBVA checking account (checking account must be opened prior to loan being closed)1
  • Loan amounts up to $35,000 online (up to $100,000 when calling us or applying at a branch)
  • Terms from 12-72 months
  • Potential same day approval and funding, when loan proceeds are deposited into a BBVA checking account.
  • Only the most creditworthy applicants will qualify for the lowest APRs and/or highest loan amounts.


More features of our Express Personal Loan


Loan can be used to consolidate debt or fund large purchases. 

Ability to preview your estimated loan rate before you apply—with no impact to your credit score. 

No collateral needed, only your signature.

Details you need to make a smart decision

*Loans available in amounts between $2,000 and $50,000 (requests for more than $35,000 must apply in branch or over the phone). Actual loan amount will depend on your creditworthiness. Offer subject to final approval, including verification of qualifying credit criteria. We used information on you that we obtained from a consumer reporting agency in connection with this firm offer of credit. You were selected to receive this offer because you satisfied certain criteria for creditworthiness which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you do not meet the criteria used to select you for this offer or any other applicable criteria bearing on your creditworthiness. BBVA reserves the right to not approve your Express Personal Loan application if you respond to this offer and do not meet all of the criteria for this offer of credit. Credit is subject to qualification and may not be extended for various reasons including, but not limited to, if your ability to repay the loan does not meet our requirements, considering your income and other factors.

**APR: Annual Percentage Rate. Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered APR with no interest rate discounts) vary between 5.99% and 29.99% based upon creditworthiness, loan amounts and term length. Enrollment in auto-debit loan payments from a BBVA checking account is required to receive a 1.00% interest rate discount and the BBVA Checking Account must be opened prior to the loan being closed. Potential same day funding upon approval is available when loan proceeds are deposited into a BBVA checking account. An unsecured term loan may not be originated for any applicant who has originated or been declined for an unsecured term loan with BBVA within six (6) months of the date of the new application or who currently has two or more active unsecured term loans with BBVA.

Payment Example: A 12 month loan of $2,000 at an APR of 29.99% will result in 12 monthly payments of $194.96.

Debt Consolidation: The relative benefits you receive from debt consolidation will vary depending on your individual circumstances, including the interest rate and remaining term on your existing debts. Consolidating multiple debts may not reduce your interest costs or pay your debt off sooner. For example, if your Express Personal Loan has a longer term than the debts you are consolidating, you may not realize savings over the entire term of your new Express Personal Loan.

BBVA Checking Accounts: Checking accounts subject to approval, which may include credit approval. $25 minimum opening deposit required.