Competitive loan rate. Potential same-day funding. 

Looking to consolidate debt or fund a major purchase? A BBVA Express Personal Loan is a great way to do just that. What can you expect from a personal loan? Great features including:

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Affordable borrowing

Enjoy fixed APRs from 4.99% to 28.99% with auto-debit from a BBVA checking account.1  

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Fast access to funds

Get potential same-day funding upon loan approval when loan proceeds are deposited into a BBVA checking account. Loan amounts from $2,000 up to $35,000 online (up to $100,000 in branch).

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Easy online application

Check your estimated rate and apply online in minutes. No collateral needed, only your signature. Terms range from 12-72 months. 

If you're applying for over $35,000, please visit a branch or call us. If you're applying for $35,000 or less, you have the option to enjoy our new online application process. 

Only the most creditworthy applicants will qualify for the highest loan amounts.


*Check My Rate involves a soft pull of your credit and will not affect your credit score.

Details you need to make a smart decision

1APR: Annual Percentage Rate. Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered APR (with no interest rate discounts) will vary between 5.99% and 29.99% based upon creditworthiness, loan amounts and term length. Enrollment in auto-debit loan payments from a BBVA checking account is required to receive a 1.00% interest rate discount and the BBVA Checking Account must be opened prior to the loan being closed. Potential same day funding upon approval is available when loan proceeds are deposited into a BBVA checking account. An unsecured term loan may not be originated for any applicant who has originated or been declined for an unsecured term loan with BBVA within six (6) months of the date of the new application or who currently has two or more active unsecured term loans with BBVA.

Payment Example: A 12 month loan of $2,000 at an APR of 29.99% will result in 12 monthly payments of $194.96.

BBVA Checking Accounts: Checking accounts subject to approval, which may include credit approval.  $25 minimum opening deposit required. 

Debt Consolidation: The relative benefits you receive from debt consolidation will vary depending on your individual circumstances, including the interest rate and remaining term on your existing debts. Consolidating multiple debts may not reduce your interest costs or pay your debt off sooner. For example, if your Express Personal Loan has a longer term than the debts you are consolidating, you may not realize savings over the entire term of your new Express Personal Loan.