BBVA Online Checking

With Online Checking you’ve got 64,000 ways to save

No ATM fees nationwide at 64,000 BBVA USA and participating non-bank ATMs1

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Compare Monthly Service Charges

With BBVA Online Checking, your yearly savings really add up since there's no monthly Service Charge.

There is a $3 monthly Paper Statement Fee3 that can be avoided by replacing your paper statements with online statements.

A bar graph that shows BBVA has $0 monthly Service Charge compared to other banks like Regions, Bank of America, Wells Fargo, and Chase.

*Monthly Service Charge information is based on information published as of 10/3/2019. Comparison based on yearly total of monthly service charge for Wells Fargo Everyday Checking, Regions LifeGreen Checking, Chase Total Checking, and Bank of America Advantage Plus Checking.



  • FREE of a monthly Service Charge
  • No ATMs fees nationwide at more than 64,000 AllPoint, participating 7-Eleven, and BBVA USA ATMs1
  • FREE BBVA Visa® Debit Card

Added Value

  • Award-winning mobile banking app
  • Cash back rewards
  • Complimentary Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
  • Low $25 minimum opening deposit
  • Transaction alerts2

2.2 million U.S. customers trust BBVA for their banking

Printable Summary

View a summary of account services and fees with the BBVA Online Checking account:

View Pricing, Requirements, and Terms

Details you need to make a smart decision

Checking accounts subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to the Terms & Conditions for each product or service for additional details. Additional terms and miscellaneous fees may apply.  Products, features, and benefits offered with accounts are subject to change at any time.

With the BBVA Online Checking account, there will be no charge for use of an ATM in the Allpoint® network and participating 7-Eleven® locations, as long as you use the BBVA Debit Card issued in conjunction with one of these accounts.  ATM fees may apply to certain 7-Eleven locations in Oklahoma, Hawaii, and Alaska. All 7-Eleven ATMs with an FCTI contact sticker on the ATM are fee-free. If you feel you have been charged a surcharge in error at an Allpoint® or participating 7-Eleven® ATM, please call us at 1-844-BBVA USA.

Alerts may be delayed or may not always be available. Thus, your balance may not reflect all transactions.

3 You will automatically receive a paper account statement by mail for a fee of $3 per month. However, you can opt for free electronic account statements and eliminate the $3 Paper Statement Fee when you turn off paper statements through Online Banking.