BBVA ClearSpend Visa® Card

clearspend card


Introducing the easiest way to manage your money

A simple alternative to cash and checks, the BBVA ClearSpend Visa® Prepaid card can also be a smart way to manage your money. Make purchases virtually anywhere, and track your spending in the app. Get a customized budget with real-time alerts1, giving you the control you need. Flexible, reloadable, personalized for you.

  • NO Overdraft Fees 
  • NO Purchase Transaction Fees 
  • NO Monthly Service Charge as long as $400 or more is loaded during each calendar month, otherwise a $4 Monthly Service Charge will be assessed.2 
  • NO Load Fees at a BBVA branch, through a BBVA debit card or through ACH/Direct deposit. Visa ReadyLink® merchants may charge a fee for this service.
  • NO Credit Score Check to Apply*


Take Control of Your Spending

Save money with simplified budget tracking at your fingertips.

The ClearSpend mobile app tracks every purchase you make on the card and recommends where to cut expenses.

Know how you're doing overall and in each spending category

Receive instant alerts1 with every purchase so you always know where you stand.

Set realistic spending goals based on your buying habits

ClearSpend helps you decide how much to spend and lets you know if you're about to go over-budget.

Manage one budget for two people while maintaining a snapshot of who spent what

Since both cards are tied to the same budget, each cardholder has the ability to load funds to ClearSpend that can be used for purchases by either cardholder.

Getting Started


Get the App & the Card

Available for IOS or Android Devices. Order a prepaid card online or directly from the app.


Load Funds

Load from a BBVA debit card or set up direct deposit. Cards can be loaded with cash at any Visa ReadyLink location or BBVA branch. Money can also be transferred to your ClearSpend card using PayPal®, Venmo®, Popmoney® or other transfer services.
Learn more about loading your card


Start Spending

Use your BBVA ClearSpend Visa® Prepaid debit card for all your day-to-day, on-line, and household spending. After 30 days, the ClearSpend app will automatically suggest a budget.

Details you need to make a smart decision

1Alerts may be delayed or may not always be available. Thus, your balance may not reflect all transactions.

2Please Note: Monthly Service Charge can be avoided with $400 or more in loads during each calendar month.  The Monthly Service Charge will be assessed on the 15th of the following month if load requirement has not been met for the preceding month.  

*Card Subject to approval, including fraud prevention measures.

ClearSpend Accounts available to U.S. residents who are at least 18 years old (or 19 in certain states) and for use virtually anywhere Visa Cards are accepted, subject to verification. $25 minimum opening deposit required.

BBVA does not charge a fee for loads at a BBVA branch, through a BBVA debit card or through ACH/Direct deposit. Visa ReadyLink®  merchants may charge a fee for this service. Please refer to Schedule of Fees in your Terms and Conditions for full information.

A supported mobile device is needed to use the ClearSpend Mobile App. Certain other restrictions apply. Please refer to the ClearSpend Mobile App Terms of Use for full information. Third party message and data rates may apply.

BBVA will not charge a fee for the first withdrawal from an ATM each month, regardless of whether that withdrawal occurs at a domestic or foreign ATM. ATM charges may apply from other banks in which BBVA is not responsible for those fees charged. Please refer to the Terms and Conditions for full information.

All users of our online services are subject to the Online Privacy Policy.

Links to third party sites are provided for your convenience. These sites are not within our control and may not have the same privacy, security or accessibility standards. Third parties are completely and solely responsible for the content and availability of their sites.

Visa® Zero Liability covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify BBVA promptly of any unauthorized use. Consult BBVA for additional details or visit See your Visa Cardholder Agreement for further details.

Visa and Visa Readylink are registered trademarks of Visa International Service Association and used under license. Paypal® and Venmo® are registered trademarks of Paypal, Inc. Popmoney® is a registered trademark of Fiserv, Inc.