We asked new BBVA Express Personal Loan customers what they think of their new loan and here is what they had to say.­


Easy application, quick response, good interest rate.


Thank you for making this application process easy to understand and complete.


The process was so quick and easy, I wouldn't change a thing!

Apply now for a BBVA Express Personal Loan and take advantage of these benefits:


Fixed APRs starting at 5.99%*

Rates range from 5.99% to 29.99% APR and loan terms range from 12 to 72 months.


Loans up to $35,000**

Loans range from $2,000 to $35,000. 


Potential Same-day Funding

Potential same-day funding upon approval when loan proceeds are deposited into a BBVA checking account.


No Fees

Zero fees of any kind when you pay on time. No application fees, no origination fees, no prepayment penalty.

You can choose to stop receiving "prescreened" credit offers from this and other companies by calling toll-free 1-888-567-8688. See PRE-SCREEN & OPT-OUT NOTICE in the disclosures below for more information about prescreened offers.

Comparison Chart

See how an Express Personal Loan could potentially save you thousands**

Compare how much you could save in interest payments with an Express Personal Loan vs. a traditional high-interest credit card. The scenario below shows an interest savings of $7,140.

Express Personal Loan High-Interest Credit Cards







Monthly Payment



Total Interest Paid



Loan Payoff Timeline

36 monthly payments over 3 years

More than 14+ years 

*The interest savings represented in this chart are for illustrative purposes only. Calculations are based on a 3-year BBVA Express Personal Loan with the lowest available fixed rate of 7.24% APR. Only the most creditworthy applicants will qualify for the lowest rates. Credit card calculations assume a $15,000 balance, a  payment amount of 4% and a 18.00% APR. The $600 monthly payment example is for the first payment only. The exact payment would decrease over time. Total payoff time and interest paid may vary depending on your individual credit card activity. To evaluate savings on the loan you are considering, you must compare the actual terms of your existing debt to the APR offered by BBVA. All loans are subject to approval, including credit approval.

Details you need to make a smart decision

1Check My Rate involves a soft pull of your credit and will not affect your credit score.

*APR: Annual Percentage Rate.  Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered APR (with no interest rate discounts) will vary between 5.99% and 29.99% based upon creditworthiness, loan amounts and term length. 1.00% interest rate discount and the BBVA checking account must be opened prior to the loan being closed. A late fee will be assessed if payments are not made on time. An unsecured term loan may not be originated for any applicant who has originated or been declined for an unsecured term loan with BBVA within six (6) months of the date of the new application or who currently has two or more active unsecured term loans with BBVA.

**Loans available in amounts between $2,000 and $50,000 (requests for more than $35,000 must apply over the phone). Maximum loan amount for California residents is $15,000. Actual loan amount will depend on your creditworthiness. Offer subject to final approval, including verification of qualifying credit criteria. We used information on you that we obtained from a consumer reporting agency in connection with this firm offer of credit. You were selected to receive this offer because you satisfied certain criteria for creditworthiness which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you do not meet the criteria used to select you for this offer or any other applicable criteria bearing on your creditworthiness. BBVA reserves the right to not approve your Express Personal Loan application if you respond to this offer and do not meet all of the criteria for this offer of credit. Credit is subject to qualification and may not be extended for various reasons including, but not limited to, if your ability to repay the loan does not meet our requirements, considering your income and other factors. Offer expires 3/5/21.

Payment Example: A 12 month loan of $2,000 at an APR of 28.99% will result in 12 monthly payments of $193.98.

†Debt Consolidation: The relative benefits you receive from debt consolidation will vary depending on your individual circumstances, including the interest rate and remaining term on your existing debts. Consolidating multiple debts may not reduce your interest costs or pay your debt off sooner. For example, if your Express Personal Loan has a longer term than the debts you are consolidating, you may not realize savings over the entire term of your new Express Personal Loan.

BBVA Checking Accounts: Checking accounts subject to approval, which may include credit approval. $25 minimum opening deposit required. 


PRE-SCREEN & OPT-OUT NOTICE: Information contained in your credit report was used in connection with this "prescreened" offer of credit. You have received this offer of credit based on your satisfaction of the selection criteria for the offer. BBVA reserves the right not to approve your BBVA loan application, if you respond to this offer and do not meet all of the criteria for the loan offer. ‭If you do not want to receive ‭prescreened offers based on information in your credit file with Experian or the other reporting agencies, ‭call Experian toll-free at 1-888-5OPT-OUT (567-8688), go to www.optoutprescreen.com, or mail Experian ‭at Experian Opt Out, P. O. Box 919, Allen, TX 75013-0919.