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Free Checking Image

Free Checking

Enjoy no monthly Service Charge.

Features:

  • Free Online Banking, Mobile Banking, and Bill Pay
  • Free unlimited check writing
  • One free personalized BBVA Visa® Debit Card per account

Fees & Minimums:

  • Monthly Service Charge: $0
  • Minimum Opening Deposit: $25
  • ATM fees at BBVA USA ATMs: None

BBVA Premium Checking Image

BBVA Premium Checking

Earn interest on your checking account balance. 

Features:

  • Interest on your checking account balance
  • One free personalized BBVA Visa® Debit Card per account
  • Automatic rebates on ATM fees charged by other banks (two per statement cycle)
  • Free Online Banking, Mobile Banking, and Bill Pay
  • Free unlimited check writing

Fees & Minimums


Easy Checking Image

BBVA Online Checking

An online-only account. Access your account wherever, whenever with digital features built for life on the go. Application only available online.

Features:

  • Online Banking, Mobile Banking, and Bill Pay
  • One free personalized BBVA Visa® Debit Card per account
  • Free unlimited check writing

Fees & Minimums

  • Monthly Service Charge: $0
  • Minimum Opening Deposit: $25
  • Paper Statement Fee: $3
  • ATM fees at BBVA USA ATMs: None

No matter which checking account you choose, you'll enjoy:

FAQs

Frequently asked questions

How do I find an ATM when I need cash?

Easily find a branch or ATM near you with our location finder

If I don't live near a branch will I still get personal service?

By opening an account online, you will get complimentary service from our team of remote bankers via phone, email, text or video conference. Living near a branch is no longer necessary.

Can I use a mobile phone for banking?

Our powerful Mobile Banking App helps you take control of your finances no matter where you go. Pay bills, check balances, transfer money, sign up for alerts to keep an eye on your money—
all from the convenience of a simple-to-use, award-winning Mobile Banking App. 

How do I order checks?

Use our convenient online option. You may also send checks directly from Online and Mobile Banking using Bill Pay without buying paper checks.

How do I request and activate my Debit Card?

 You will receive a debit card for each account holder when you open a BBVA checking account. If your card is lost, stolen, or damaged, a replacement card can be ordered in a branch or by calling 1-844-BBVA USA.

To activate your debit card, we offer four simple options:

  • Call 1-866-676-1895 to activate your card through our automated system
  • Use your card at any BBVA USA ATM with your PIN
  • Make a purchase at any retail location using your PIN
Does BBVA offer a free checking account?

Yes. BBVA Free Checking keeps you in control of your money. 

How do I open a checking account?

Switching to BBVA is easy. Open a checking account online, then download the Employee Switch Kit to get started.

Details you need to make a smart decision

Checking accounts subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to the Terms & Conditions for each product or service for additional details. Additional terms and miscellaneous fees may apply.   Products, features, and benefits offered with accounts are subject to change at any time.

Rev. 12/2019

BBVA and BBVA Compass are trade names of BBVA USA, a member of the BBVA Group, BBVA USA, Member FDIC.