Certificates of Deposit (CDs)

Make your savings work harder

Ready to accelerate your savings? Apply for a 12-month Certificate of Deposit (CD) online today, and you could earn 0.05% Annual Percentage Yield.*

$500 minimum opening deposit is required to open. 

12 Month CD 0.05 %* APY

Open Now

*APY current as of 03/10/2021.


Great rates are just the beginning

With a 11-month CD from BBVA, you'll enjoy a great rate and features including:

Safe investing

Never worry about market volatility. Just choose the term that fits your needs, lock in funds and let it mature.

No maintenance fees1

Some banks charge you extra to maintain your CD account. Not us. 

Online account access

Access your account anytime, anywhere with our award-winning Mobile Banking app and Online Banking. 


CD Rates

Open a new CD online to enjoy the promotional rates below. Advertised APYs are only available for new CDs and for the initial CD term, and will not apply to subsequent renewal terms. Rates below are available only for CDs opened online.

Term Online APY+

11 month


12 month 


18 month


36 Month


To learn about CD rates and terms offered at your local branch, please call 1-844-BBVA USA or your local branch.

Details you need to make a smart decision

*Annual Percentage Yield (APY) current has of 03/10/2021. Interest rates and Annual Percentage Yield are subject to change at any time at the discretion of BBVA.   CD accounts subject to approval. $500 minimum opening deposit required to earn advertised APY. 
Advertised APYs are only available for new CDs and for the initial CD term. APYs for the initial 12 month term and will not apply for subsequent renewals terms. Fees could reduce earnings on the account. Substantial penalty for early withdrawal. $250,000 maximum deposit for CD accounts opened online. BBVA opens CD accounts that have no certificate known as Time Deposits or TDs.

1Early withdrawal penalty fees may apply. See account terms and conditions for additional information.