Compare Savings Accounts

Overview

Which savings account is right for you?

Compare features of all our savings accounts to find the right fit for you. Whether you want a savings account with no quarterly Service Charge or a money market account that could earn you more, you can easily find an account that meets your needs. Apply for a savings account online today!

Comparison Chart

Compare our savings accounts

 

Product Name BBVA Savings Account BBVA Online Savings Account BBVA Money Market Account BBVA Build My Savings Account*

Account Overview

A basic interest-bearing savings account 

An interest-bearing savings account with no quarterly Service Charge

An account that may yield a higher rate of interest than with a traditional savings account

An interest-bearing savings account that rewards you with a Match Bonus* for sticking to a savings plan

When your 6 or 12-month plan period ends, this account will convert to a BBVA Savings Account. 

Current APY

0.050% APY for all balances1

0.050% APY for all balances2

1.40% APY for all balances3

0.05% APY for all balances4

Current Interest Rate

0.05% for all balances1

0.05% for all balances2

1.390% for all balances3

0.05% for all balances4

Account Service Charge

Quarterly Service Charge: $15

See ways to waive

 

None

Monthly Service Charge: $15

See ways to waive

None

When your 6 or 12-month plan period ends, this account will convert to a BBVA Savings Account, which charges a $15 quarterly Service Charge that can be waived when certain requirements are met. 

Minimum Opening Deposit

$25

$25

$25

$25

Excess Transaction Fee/Withdrawal Service Charge

$3 Excess Transaction Fee when you make more than 4 transfers and withdrawals per monthly statement cycle.5

$3 Excess Transaction Fee when you make more than 4 transfers and withdrawals per monthly statement cycle.5

$10 Excess Transaction Fee when you make more than 6 transfers or withdrawals per monthly statement cycle.5

$10 Withdrawal Service Charge for each customer-initiated withdrawal.5

Paper Statement Fee

$3 per quarter6

See how to waive this fee

$3 per quarter6

See how to waive this fee

 

None

$3 per quarter6

See how to waive this fee

 

How To Apply

Apply Now

Find a Location

Call 1-844-BBVAUSA

Apply Now

 

Apply Now

Find a Location

Call 1-844-BBVAUSA

Find a Location

Call 1-844-BBVAUSA

Details you need to make a smart decision

Savings accounts subject to approval. $25 minimum opening deposit required. Please refer to the Terms & Conditions for each product and service for additional details. Additional terms and miscellaneous fees may apply. Products, features and benefits offered with accounts are subject to change at any time.

1 Rate current as of January 17, 2017, and subject to change. Annual Percentage Yield. Rate is variable and subject to change.  Fees could reduce the earnings on the account. See important  terms and conditions for BBVA Savings.

2Rate current as of September 6, 2017, and subject to change. Annual Percentage Yield. Fees could reduce the earnings on the account. See important terms and conditions for BBVA Online Savings.

3Promotional Rates: Customers with an existing BBVA money market account, or who have had one in the last 30 days are not eligible for the rates above. A new money market account must be opened with funds not currently with BBVA in order to receive the rates above. The promotional APY and interest rate provided in the chart above are guaranteed for 12 months from the date the account is opened. After 12 months, interest rates and Annual Percentage Yield are variable and are subject to change at any time at the discretion of BBVA.  Fees may reduce earnings on account. Limitations may apply.

Annual Percentage Yield (APY). APY is for accounts opened online only.

To obtain current rate information at any time, call 1-844-BBVAUSA or visit bbvausa.com. APYs accurate as of September 19, 2017.

Standard Rates: To learn about our current standard money market rates, please see the Terms and Conditions.

4Rate is current as of January 15, 2017, and subject to change. Annual Percentage Yield. Fees could reduce the earnings on the account. See important terms and conditions for Build My Savings.

5Withdrawal transactions from savings and money market accounts are governed by federal law and, if transaction limitations are exceeded, the account could be reclassified as non-interest bearing. Federal law limits transfers to another deposit account with BBVA or to a third party by means of a preauthorized agreement, telephonic request, check, debit card, draft or similar order (including Online Banking transfers and sweep transfers from a savings or money market account) to a total of six (6) per month. There is no limit on the number of withdrawals from such accounts when made in person at a BBVA banking office or at an automated teller machine. Withdrawal transactions are subject to Excess Transaction Fees.

6Online Statements: You will receive a paper account statement by mail. There is a Paper Statement Fee of $3.00 per statement cycle; however, you can choose to turn off Paper Statements and receive your account statements electronically through Online Banking at no additional charge. Visit our turn off paper statements page for more information.

*All Accounts are subject to approval, which may include credit approval. You must also have a BBVA consumer checking account for the origination of transfers. $25 minimum opening deposit required for checking and savings accounts. Savings Plan must include an automatic, recurring, preauthorized transfer of at least $25 per transfer. At the end of the savings plan term, your account will convert to a BBVA Savings Account. Please refer to the terms and conditions for additional details. Additional terms and miscellaneous fees may apply. Products, features, and benefits offered are subject to change at any time.

Match Bonus limited to a maximum of $50 for the 12 month plan, or $25 for the 6 month plan. Match Bonus may be subject to IRS tax reporting.