Savings account features 

Apply today, and enjoy an online savings account you can manage from anywhere with the convenience of a full-service branch located nearby whenever you need assistance.

Earn interest on your savings account balance.

Access your money, with up to 4 withdrawals per statement cycle fee free.

Pay no ATM fees at BBVA USA ATMs.

Get 24/7 access with an award-winning Mobile Banking app. 

Link to a BBVA checking account for overdraft protection.

Apply for a savings account online with a $25 minimum opening deposit.

Ready to switch to BBVA?

Want to move your funds to BBVA, but don’t know where to start? Here’s a simple checklist to help you make the switch today.

Download the Consumer Switch Kit (PDF)


Savings account interest rate

Earn interest on your entire account balance with a BBVA Savings Account. That’s cash you earn simply for placing your money in an interest-bearing savings account.

Daily Collected Balance APY+ Interest Rate

All balances



Rates current as of December 4, 2020, and subject to change.

+Annual Percentage Yield. Rate is variable and subject to change.  Fees could reduce the earnings on the account. See important  terms and conditions for BBVA Savings.


Savings account fees 

Learn how to waive the fees below, and view all BBVA Savings Account terms and fees in the Printable Summary.

Quarterly Service Charge: $15

Easily waive the quarterly Service Charge when you take one of the following actions:

  • Have an automatic, recurring monthly transfer of $25 or more from a BBVA checking account to your BBVA Savings Account.
  • OR maintain a minimum daily collected balance of $500 or more in your BBVA Savings Account.

Paper Statements: $3 per quarter1

Opt for free electronic account statements and eliminate the $3 quarterly paper statement fee when you turn off paper statements through Online Banking.

Printable Summary

View a printable, detailed summary of account terms and fees with the BBVA Savings Account:

View Pricing, Requirements, and Terms

With a BBVA Savings Account, you'll enjoy:

Details you need to make a smart decision

All savings accounts are subject to approval. $25 minimum opening deposit required. Please refer to the Terms & Conditions for additional details. Additional terms and miscellaneous fees may apply. Products, features and benefits offered with accounts are subject to change at any time.

Online Statements: You will receive a paper account statement by mail. There is a Paper Statement Fee of $3.00 per statement cycle; however, you can choose to turn off Paper Statements and receive your account statements electronically through Online Banking at no additional charge. Visit our turn off paper statements  page for more information.

Withdrawal transactions from savings and money market accounts are governed by federal law and, if transaction limitations are exceeded, the account could be reclassified as non-interest bearing. Federal law limits transfers to another deposit account with BBVA or to a third party by means of a preauthorized agreement, telephonic request, check, debit card, draft or similar order (including Online Banking transfers and sweep transfers from a savings or money market account) to a total of six (6) per month. There is no limit on the number of withdrawals from such accounts when made in person at a BBVA banking office or at an automated teller machine. Withdrawal transactions are subject to Excess Transaction Fees.