Mortgage Banking Officer
Assistant Vice President (AVP)
1101 S. California Blvd.
Walnut Creek, CA 94596
NMLS Number – 512547
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Thank you for your interest in BBVA. I have the expertise to help analyze your situation and find the mortgage that best suits your needs.
I'm Yvonne Pham, a Mortgage Banking Officer (MBO) in Walnut Creek. A little bit about me: I am a San Jose native and I graduated from San Jose State University. Hail, Spartans, Hail! Vu and I have two children and we love the Walnut Creek area because it's a great place to raise a family. I have been dedicated to helping people in Walnut Creek and surrounding areas buy their dream home with the right loan for more than 17 years. If you are considering buying a home or refinancing your existing mortgage, it's important to explore your financing options. I will help you find the financing solution for your specific needs and will guide you throughout the process, from pre-qualification to closing. Take the next step in your home ownership journey. Contact me today.
Areas of Focus:
- Purchase and Refinance Transactions
- Conforming and Jumbo Loan Amounts
- Fixed and Adjustable Rates Programs
- Investment / Rental Property and 2nd / Vacation Home Mortgages
- Condominium Financing available, including options for Non-Warrantable Condos
- Professional (Doctors, Lawyers, CPAs, Oral Surgeons, and Dentists) Products
- First Time Home Buyer (FTHB) Programs
- Government Products (FHA, VA and USDA, including FHA Streamline and VA IRRRL)
- Fannie Mae HomeReady and DU REFI Plus (HARP 2.0) Products
- Lot Loans for Raw Land
- Combo Loans (Split 1st Mortgage and Piggyback Home Equity Loan or Line of Credit)
- Borrower and Lender-Paid Mortgage Insurance (BPMI or LPMI) Options
- Some 100% financing options available
- Over 17 years of experience in the mortgage industry.
Awards and Accomplishments:
- 2016 Pinnacle Club Winner
- 2014 Recipient of Five Star Mortgage Professional Award for Exceptional Service and Client Satisfaction
- 2016 Recipient of Five Star Mortgage Professional Award for Exceptional Service and Client Satisfaction
NMLS ID 402936