Thomas W Townley Jr
Mortgage Loan Originator
Assistant Vice President (AVP)
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401 W Valey Ave
Homewood, AL 35209
NMLS Number – 1473736
205-297-3666 (Office)
204-410-0429 (Mobile)
205-524-4404 (Fax)
Loan Options
Get StartedThank you for your interest in BBVA. I have the expertise to help analyze your situation and find the mortgage that best suits your needs.
Born and raised in the Birmingham, Alabama area. Still reside in Alabama, currently in Alabaster in Shelby County. I enjoy working with the greenest of first time buyers to the savviest of seasoned vets, and of course everyone in between. My main focus is to give my clients the ultimate in customer service and help them close on the mortgage of their new or existing home and being an integral part in the start of the newest chapter of their lives.
Areas of Focus:
- Purchase and Refinance Transactions
- Conforming and Jumbo Loan Amounts
- Fixed and Adjustable Rates Programs
- Investment / Rental Property and 2nd / Vacation Home Mortgages
- Condominium Financing available, including options for Non-Warrantable Condos
- Professional (Doctors, Lawyers, CPAs, Oral Surgeons, and Dentists) Products
- First Time Home Buyer (FTHB) Programs
- Government Products (FHA, VA and USDA, including FHA Streamline and VA IRRRL)
- Fannie Mae HomeReady and DU REFI Plus (HARP 2.0) Products
- Lot Loans for Raw Land
- Combo Loans (Split 1st Mortgage and Piggyback Home Equity Loan or Line of Credit)
- Borrower and Lender-Paid Mortgage Insurance (BPMI or LPMI) Options
- Some 100% financing options available
Industry Experience:
- Over 5 years in the mortgage industry