Oscar Lopez Jr.

Mortgage Banking Officer

Assistant Vice President (AVP)

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700 San Bernardo Ave.
Laredo, TX 78040

NMLS Number – 358267

956-229-0544 (Office)

956-229-0544 (Mobile)

205-524-4589 (Fax)

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Thank you for your interest in BBVA. I have the expertise to help analyze your situation and find the mortgage that best suits your needs.

I'm Oscar Lopez, a Community Development Mortgage Banking Officer in Laredo. A little bit about me: I am a Texas State University Alumnus. I've been dedicated to helping people in Laredo and surrounding areas buy their dream home with the right loan for 21 years. If you're thinking about buying a home or refinancing your existing mortgage, please contact me today. As your Community Development Mortgage Banking Officer, I'll apply my in-depth industry and product knowledge to help you find a financing solution for your specific needs. I'll work with you throughout the process, guiding you every step of the way from pre-qualification through closing. Contact me today to take the next step in your mortgage journey.

Areas of Focus:

  • Purchase and Refinance Transactions
  • Conforming and Jumbo Loan Amounts
  • Fixed and Adjustable Rates Programs
  • Investment / Rental Property and 2nd / Vacation Home Mortgages
  • Condominium Financing available, including options for Non-Warrantable Condos
  • Professional (Doctors, Lawyers, CPAs, Oral Surgeons, and Dentists) Products
  • First Time Home Buyer (FTHB) Programs
  • Government Products (FHA, VA and USDA, including FHA Streamline and VA IRRRL)
  • Fannie Mae HomeReady and DU REFI Plus (HARP 2.0) Products
  • Lot Loans for Raw Land
  • Combo Loans (Split 1st Mortgage and Piggyback Home Equity Loan or Line of Credit)
  • Borrower and Lender-Paid Mortgage Insurance (BPMI or LPMI) Options
  • Some 100% financing options available

Industry Experience:

  • Over 21 years of experience in the mortgage industry.

NMLS ID 402936