Neal Pilon
Mortgage Banking Officer
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2020 Main St. Suite 950
Irvine, CA 92614
NMLS Number – 632720
949-246-8709 (Office)
714-206-5521 (Mobile)
205-524-1848 (Fax)
Loan Options
Get StartedThank you for your interest in BBVA. I have the expertise to help analyze your situation and find the mortgage that best suits your needs.
With 15 years of mortgage experience I have had the opportunity to assist my clients in achieving their goals whether it is to own their first home, buying their next larger home, or re-balancing to a home that fits the need of their current lifestyle. I’ve provided both purchase and refinance solutions to hundreds of clients throughout my career by educating them and helping to make the mortgage process as simple as possible. My experience helping first time buyers, high net worth individuals, self-employed business owners and real estate investors gives me the knowledge to assist every type of client with individualized service. Whatever the needs, we have a strategy for you.
Areas of Focus:
- Purchase and Refinance Transactions
- Conforming and Jumbo Loan Amounts
- Fixed and Adjustable Rates Programs
- Investment / Rental Property and 2nd / Vacation Home Mortgages
- Condominium Financing available, including options for Non-Warrantable Condos
- Professional (Doctors, Lawyers, CPAs, Oral Surgeons, and Dentists) Products
- First Time Home Buyer (FTHB) Programs
- Government Products (FHA, VA and USDA, including FHA Streamline and VA IRRRL)
- Fannie Mae HomeReady and DU REFI Plus (HARP 2.0) Products
- Lot Loans for Raw Land
- Combo Loans (Split 1st Mortgage and Piggyback Home Equity Loan or Line of Credit)
- Borrower and Lender-Paid Mortgage Insurance (BPMI or LPMI) Options
- Some 100% financing options available
Industry Experience:
- Over 15 years of experience in the mortgage industry.