Mortgage Banking Officer
Assistant Vice President (AVP)
402 W. Broadway, 23rd Floor
San Diego, CA 92101
NMLS Number – 512852
Get StartedApply Now
Thank you for your interest in BBVA. I have the expertise to help analyze your situation and find the mortgage that best suits your needs.
Now more than ever buyers need the benefit of an experienced finance professional.
As a Residential Lender, Michael C. Rossi brings to the table over 18 years of valuable financial experience. This experience enables him to offer clients security and peace of mind as they navigate through the complex and ever-changing mortgage loan market.
Michael has built his reputation navigating complex financial transactions. He especially prides himself on being a true problem solver and loves working with home buyers, helping them turn their dream of home ownership into a reality.
Michael has been recognized as a Top Loan Officer in BBVA Compass and Top performer with all his Previous Employers. He attributes his success to his; honest approach, strong knowledge of residential mortgage finance, and unmatched work ethic. Michael was; born, raised, & educated in California and is a 3rd generation California Native. He currently resides in San Diego County, CA with his Wife Marciel of 14 years & their four Children; Julianna, Giovanni, Anthony & Domenico.
Areas of Focus:
- Purchase and Refinance Transactions
- Conforming and Jumbo Loan Amounts
- Fixed and Adjustable Rates Programs
- Investment / Rental Property and 2nd / Vacation Home Mortgages
- Condominium Financing available, including options for Non-Warrantable Condos
- Professional (Doctors, Lawyers, CPAs, Oral Surgeons, and Dentists) Products
- First Time Home Buyer (FTHB) Programs
- Government Products (FHA, VA and USDA, including FHA Streamline and VA IRRRL)
- Fannie Mae HomeReady and DU REFI Plus (HARP 2.0) Products
- Lot Loans for Raw Land
- Combo Loans (Split 1st Mortgage and Piggyback Home Equity Loan or Line of Credit)
- Borrower and Lender-Paid Mortgage Insurance (BPMI or LPMI) Options
- Some 100% financing options available
- Over 18 years of experience in the mortgage industry.
Awards and Accomplishments:
- 2016 Pinnacle Club Winner - BBVA Compass, 2014 Pinnacle Club Winner - BBVA Compass, 2012 Pinnacle Club Winner - BBVA Compass, 2011 Pinnacle Club Winner - BBVA Compass, 2008 Premier Club Winner - Chase/WAMU, 2007 Premier Club Winner WAMU, 2005 Production Club Winner WAMU, 2004 Production Club Winner WAMU
NMLS ID 402936