Libby Owens
Mortgage Banking Officer

4211 W Boy Scout Blvd , Site 200
Tampa, FL 33607
NMLS Number – 260150
813-416-6476 (Mobile)
205-524-2194 (Fax)
Get Started
Apply NowThank you for your interest in BBVA. I have the expertise to help analyze your situation and find the mortgage that best suits your needs.
Areas of Focus:
- Purchase and Refinance Transactions
- Conforming and Jumbo Loan Amounts
- Fixed and Adjustable Rates Programs
- Investment / Rental Property and 2nd / Vacation Home Mortgages
- Condominium Financing available, including options for Non-Warrantable Condos
- Professional (Doctors, Lawyers, CPAs, Oral Surgeons, and Dentists) Products
- First Time Home Buyer (FTHB) Programs
- Government Products (FHA, VA and USDA, including FHA Streamline and VA IRRRL)
- Fannie Mae HomeReady and DU REFI Plus (HARP 2.0) Products
- Lot Loans for Raw Land
- Combo Loans (Split 1st Mortgage and Piggyback Home Equity Loan or Line of Credit)
- Borrower and Lender-Paid Mortgage Insurance (BPMI or LPMI) Options
- Some 100% financing options available. Construction and Renovation loan expert as well.
Awards and Accomplishments:
- I began my mortgage career in 1988 as a construction loan specialist with a community bank in Bend, Oregon. Working with builders and home owners on their construction project remains one of my favorite types of mortgage lending. During my career, I have worked with banks large and small, owned my own mortgage brokerage office, and worked with a non-profit housing corporation to assist low-to-moderate income families in purchasing their first home. My mortgage career has taken me from Oregon to Montana, Hawaii, Alaska, and now New Mexico & Texas. If you are looking for mortgage financing for yourself or your client, please reach out and connect. I am confident that you will find BBVA to be the right choice and I can expertly guide you through the process from prequalification to closing.
NMLS ID 402936