Mortgage Banking Officer
Assistant Vice President (AVP)
4016 Red Cedar Drive
Highlands Ranch, CO 80126
NMLS Number – 109858
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Thank you for your interest in BBVA. I have the expertise to help analyze your situation and find the mortgage that best suits your needs.
I'm Kelly Daniels, a Mortgage Banking Officer (MBO), in Highland Ranch. A little bit about me: I'm the proud father of three great kids, and husband to my beautiful wife of 25 years. I'm a Colorado native, a Colorado State University alumnus, and have been working in the Colorado mortgage industry for 27 years. I pride myself in taking a consultative approach when working with clients. I find that by educating them on the entire mortgage process and having a thorough understanding of both their immediate and long term financial goals and needs, they are able to confidently select the best mortgage loan for themselves and their family. If you are considering buying a new home or refinancing your current home, I highly suggest that you call me today. The mortgage process can sometimes be intimidating but I'll be there to guide you the entire way.
Areas of Focus:
- Purchase and Refinance Transactions
- Conforming and Jumbo Loan Amounts
- Fixed and Adjustable Rates Programs
- Investment / Rental Property and 2nd / Vacation Home Mortgages
- Condominium Financing available, including options for Non-Warrantable Condos
- Professional (Doctors, Lawyers, CPAs, Oral Surgeons, and Dentists) Products
- First Time Home Buyer (FTHB) Programs
- Government Products (FHA, VA and USDA, including FHA Streamline and VA IRRRL)
- Fannie Mae HomeReady and DU REFI Plus (HARP 2.0) Products
- Lot Loans for Raw Land
- Combo Loans (Split 1st Mortgage and Piggyback Home Equity Loan or Line of Credit)
- Borrower and Lender-Paid Mortgage Insurance (BPMI or LPMI) Options
- Some 100% financing options available
- Over 27 years of experience in the mortgage industry.
NMLS ID 402936