Julie Ponce
Mortgage Banking Officer
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505 Marquette Ave Nw, Suite 102
Albuquerque, NM 87102
NMLS Number – 480502
505-888-9039 (Office)
505-659-5505 (Mobile)
205-524-1777 (Fax)
Loan Options
Get StartedThank you for your interest in BBVA. I have the expertise to help analyze your situation and find the mortgage that best suits your needs.
I'm Julie Ponce, a Mortgage Banking Officer (MBO) in downtown Albuquerque. A little bit about me: I was born in Cincinnati, OH and moved to the Land of Enchantment in 1989. I graduated from Mayfield HS in Las Cruces and attended some real estate classes at NMSU. I started as a teller with First National Bank of Dona Ana Couny (now Wells Fargo bank) in 1995 and worked my way of the chain at various banks and credit unions. We are a blended family with 3 girls, 3 boys and a fabulous husband. No matter what type of mortgage you need rest assured I am going to select the product(s) which best fit your situation. I am here to help!
Areas of Focus:
- Purchase and Refinance Transactions
- Conforming and Jumbo Loan Amounts
- Fixed and Adjustable Rates Programs
- Investment / Rental Property and 2nd / Vacation Home Mortgages
- Condominium Financing available, including options for Non-Warrantable Condos
- Professional (Doctors, Lawyers, CPAs, Oral Surgeons, and Dentists) Products
- First Time Home Buyer (FTHB) Programs
- Government Products (FHA, VA and USDA, including FHA Streamline and VA IRRRL)
- Fannie Mae HomeReady and DU REFI Plus (HARP 2.0) Products
- Lot Loans for Raw Land
- Combo Loans (Split 1st Mortgage and Piggyback Home Equity Loan or Line of Credit)
- Borrower and Lender-Paid Mortgage Insurance (BPMI or LPMI) Options
- Some 100% financing options available
Industry Experience:
- Over 24 years experience in the mortage and banking industry.
Awards and Accomplishments:
- 2016 Top Sales Producer for Auto Exam Extended Warranties