Jose Kraft

Mortgage Loan Originator

Assistant Vice President (AVP)

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401 West Valley Avenue
Homewood, AL 35209

NMLS Number – 1937284

205-297-5605 (Office)

205-410-3537 (Mobile)

205-524-4403 (Fax)

Loan Options

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Thank you for your interest in BBVA. I have the expertise to help analyze your situation and find the mortgage that best suits your needs.

I'm Jose Kraft a Mortgage Loan Originator, bilingual (English - Spanish). I graduated from British Columbia Institute of Technology in Vancouver, Canada where I lived for more than ten years. Now home is in Birmingham Alabama. Please contact me I'll be glad to assist you in the process of financing your new home or refinancing your current mortgage. Thank you.

Areas of Focus:

Purchase and Refinance Transactions
Conforming and Jumbo Loan Amounts
Fixed and Adjustable Rates Programs
Investment / Rental Property and 2nd / Vacation Home Mortgages
Condominium Financing available, including options for Non-Warrantable Condos
Professional (Doctors, Lawyers, CPAs, Oral Surgeons, and Dentists) Products
First Time Home Buyer (FTHB) Programs
Government Products (FHA, VA and USDA, including FHA Streamline and VA IRRRL)
Fannie Mae HomeReady and DU REFI Plus (HARP 2.0) Products
Lot Loans for Raw Land
Combo Loans (Split 1st Mortgage and Piggyback Home Equity Loan or Line of Credit)
Borrower and Lender-Paid Mortgage Insurance (BPMI or LPMI) Options
Some 100% financing options available

Contact Jose Kraft

If you have a question about any of our products or services, please fill out the form below or email me at Jose.Kraft@bbva.com and let me know what I can do for you.

CALIFORNIA RESIDENTS: You can learn more about the personal information we collect and the purposes for that collection here. Para espanol, haga clic aqui.

Name

Phone Number

Preferred method to discuss your home financing needs:

Phone

What type of loan are you looking for?

Property Information

Approximate current value of property:

Expected amount to borrow or finance:

Property to be used as collateral:

Property Location:

Current credit score:

By clicking “Submit” you are authorizing BBVA to contact you by preferred method of contact you entered. Loans subject to program eligibility, collateral, underwriting and approval, including credit approval.

NMLS ID 402936