Mortgage Loan Originator
Assistant Vice President (AVP)
401 West Valley Avenue
Homewood, AL 35209
NMLS Number – 1336642
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Thank you for your interest in BBVA. I have the expertise to help analyze your situation and find the mortgage that best suits your needs.
I'm Charles Southwood, a Mortgage Loan Originator. I am a Florida Native, originally from Jacksonville. I have been working in the mortgage industry for over fifteen years. It is important to consider all your options and focus on making the best decision for your needs. Whether you’re a first-time home buyer, looking to trade up, or doing a refinance, I will help you through the loan process from pre-qual to close. Contact me today to take the next steps.
Areas of Focus:
- Purchase and Refinance Transactions
- Conforming and Jumbo Loan Amounts
- Fixed and Adjustable Rates Programs
- Investment / Rental Property and 2nd / Vacation Home Mortgages
- Condominium Financing available, including options for Non-Warrantable Condos
- Professional (Doctors, Lawyers, CPAs, Oral Surgeons, and Dentists) Products
- First Time Home Buyer (FTHB) Programs
- Government Products (FHA, VA and USDA, including FHA Streamline and VA IRRRL)
- Fannie Mae HomeReady
- Lot Loans for Raw Land
- Combo Loans (Split 1st Mortgage and Piggyback Home Equity Loan or Line of Credit)
- Borrower and Lender-Paid Mortgage Insurance (BPMI or LPMI) Options
- Some 100% financing options available.
- Over 15 years experience in the mortage industry.
NMLS ID 402936