Mortgage Options
When it comes to home loans, there’s no such thing as one size fits all
That's why BBVA offers different types of home loans to meet a wide variety of needs. If you're interested in getting a home loan, explore our mortgage options and speak with a mortgage specialist in your area or submit an inquiry form and we'll contact you.

NMLS #402936
Loan Options
Contact a Mortgage Specialist
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Fixed-Rate Mortgages
Looking for stable monthly payments? With a Fixed-Rate Mortgage, the interest rate on your mortgage loan remains the same for its entire term.
No and Low Down Payment Mortgages
See the key differences between the most popular no and low down payment mortgages.
Jumbo Loans
If you’re buying a home with a higher property value and can manage larger monthly mortgage payments, a jumbo loan may be a good choice for you.
Professional Loans
If you are a medical resident, practicing physician, attorney, oral surgeon, dentist or CPA, our Professional Mortgage Loan Program can help you achieve financial flexibility.
Government Loan Products
If you are looking to apply for a mortgage or to refinance, you may be eligible for a FHA, VA, or USDA loan.
Home Ownership Made Easier (HOME)
Through our Home Ownership Made Easier (HOME) mortgages, BBVA is building stronger communities and helping people achieve the dream of home ownership.
Construction Permanent Loans
A Construction Permanent Loan makes new home financing simple. There's just one loan application and one closing.
Lot Loans
Building your dream home starts with finding the perfect location. With so many considerations to make in preparing to build, let us take care of the lot financing.
Renovation Permanent Loans
Kitchen remodel, attic conversion, basement finishing, or bedroom add-on—major renovations can add serious value to your home.
Foreign National Mortgage
BBVA welcomes the opportunity to provide mortgage services to Foreign Nationals who want to purchase, refinance, build, or renovate a home in the United States.
Home Equity Loans and Lines of Credit
Your home is often your largest asset — make your home’s equity work for you with a BBVA Home Equity Loan or Line of Credit.
HomeReady® Mortgage
This low down payment mortgage product gives you the most flexibility to fund your mortgage down payment.
Adjustable-Rate Mortgages
This loan has low introductory rates, which is ideal for borrowers who plan to move or pay off their mortgage a few years after buying a home.
What is an acceptable debt to income ratio for a mortgage?
Your Debit to Income ratio measures how much of your monthly income will go towards paying your monthly debts, this is one of the components that lenders use when determining how much you can borrow. Different loan programs have different DTI requirements, please reach out to your mortgage originator for additional information.