Mortgage Calculators

Estimate your lending needs

How much money you’ll need to borrow and what your monthly mortgage payment are two big questions to ask when buying a house. Knowing this information will help decide your price range, as well as costs to prepare for once your offer is accepted by a seller.

BBVA mortgage calculators will help you estimate payments throughout the home buying and mortgage payment process. Choose the calculator that applies to your home buying scenario, then contact us to get the loan approval process started.

Getting started

Planning to purchase a new home? Regardless of whether you're a first-time home buyer or purchasing a second home, understanding the costs will help you make an informed home-buying decision. 

How Much Can I Borrow?

Consider your down payment, credit score, and income to determine how much you can borrow.

How Much Should I Put Down?

Adjust your down payment amount to see the impact on your mortgage payments over time.

How Much Will I Pay in Closing Costs?

Figure out how much you will pay in closing costs based on your home purchase price.

Should I Pay Points on a Mortgage?

Evaluate the cost of paying points on your mortgage to lower your interest rate.

Should I Rent or Buy?

Weigh the costs of renting vs. buying before taking the plunge.

How Much Can I Save in Taxes?

Discover how much you can save in tax deductions after buying a home. 

Mortgage types

Which mortgage type and term is right for you? Find the perfect fit for your situation with our variety of mortgage options.  

Which Is Better For You: 15 or 30-Year Loan?

Select a 15 or 30-year term for your fixed-rate mortgage loan.
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Which Is Better For You: Fixed or Adjustable Rate?

Choose a fixed or adjustable rate based on how long you plan to live in your home.
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Mortgage payments

Before you begin making mortgage payments, it's wise to calculate how much your monthly payments will be to determine if you can comfortably afford them.   

How Much Will My Payments Be?

Calculate your monthly payment for a fixed-rate mortgage loan. 

How Much Will My Adjustable-Rate Payments Be?

Calculate your monthly payments before and after the fixed-rate period of your adjustable-rate mortgage loan.  

Should I Make a Higher Monthly Payment?

Discover how making higher monthly payments will impact the life of your mortgage loan.


Refinancing to a lower interest rate can help lower your monthly mortgage payments—but is it right for you? We'll help you weigh the pros and cons so you can make the right decision for you. 

Should I Refinance My Mortgage?

Figure out how much you will save—now and in the future—
when you refinance your mortgage.

What Will My Refinancing Costs Be?

Estimate the closing costs for refinancing your home based on your loan amount and home appraisal. 

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