Credit Management Articles
Credit Management
What is a line of credit?
Need extra cash for a remodel, life event, or new business? You might want a line of credit instead of a traditional loan. Learn how they work and benefits.
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Credit Management
Credit scores can put you in the game
Your credit score is important because it impacts almost every big financial decision you make. Find out what a good credit score is and how to get it.
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Credit Management
Credit or debit?
That's a question we often hear when we're shopping. We may automatically default to one choice, so it's easy to forget that not all plastic is the same.
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Credit Management
Paying off credit cards vs. saving
You suddenly have a pile of cash—do you pay down debt or put it into savings? A little of both, experts say.
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Credit Management
CARES Act and your credit score: What you need to know
The CARES Act offers special protections to allow consumers to take advantage of payment relief options without damaging their credit scores. Here's how to make sure you're doing it right.
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Credit Management
Talking to your creditors if you're having trouble paying your bills
The coronavirus crisis has caused financial hardship for millions of Americans. If you're having trouble paying your bills right now, talking to your creditors could help you get payment relief and protect your credit score. Get information and ideas about contacting and negotiating with creditors.
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Credit Management
How to avoid bankruptcy
Are you deep in debt? Bankruptcy should be a last resort. Check out our advice for how to manage and overcome your debt without declaring bankruptcy.
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Credit Management
Making the most of your credit cards
Credit cards sometimes justifiably get a bad rap. But here are 8 ways to maximize the advantages of your plastic and potentially improve your finances.
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Credit Management
Car buying guide
Buying a car can represent freedom—but there's nothing freeing about being tied to a car payment you can't afford or a car that constantly needs repairs. Follow these steps to purchase the car that meets your transportation needs and your budget.
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Credit Management
Why you need car insurance
If you're wondering why you need car insurance, there's a very simple answer: your state probably requires it.
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Credit Management
What is mobile banking and top 5 reasons to use it
Join the legion of others who have simplified their lives by adding mobile banking to their repertoire for managing money.
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Credit Management
You can avoid paying credit card interest
If you're smart with your credit cards, you can enjoy all the perks — convenience, buyer protections and rewards — and avoid paying interest.
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Credit Management
More home equity questions answered: FAQs
There are many benefits to using the equity in your home to access cash, but it's important to understand how home equity loans and HELOCs work before you decide if it's the best option for you.
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Credit Management
When to consider adding or replacing a credit card
Should you switch or add credit cards for a better rate or a sweet rewards program? What about switching cards to avoid paying fees? Find out when switching or adding a credit card makes sense for you and your credit score.
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Credit Management
Secured loans vs. unsecured loans
What's the difference between a secured loan and an unsecured loan? Get important information, insights, and suggestions before you borrow money.
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Credit Management
When to consider a personal loan
Using a personal loan to pay medical bills, consolidate debt, make purchases, or improve your home can be a good financial choice. Learn more.
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Credit Management
Our expert shares her strategy on borrowing money
Our expert shares her strategy on borrowing money with 5 good reasons (and 4 terrible ones) to get an unsecured loan.
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Credit Management
How to choose a credit card that's right for you
Finding the right credit card can not only save money, it can also earn some valuable rewards. Here are some tips from BBVA on finding the right card.
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Credit Management
Comparing credit, debit, and secured cards
Debit, credit or secured-credit card? Different cards have different uses. Learn the pros and cons of each of these cards to decide what best suits you.
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Credit Management
What happens when I swipe my credit card?
It took only seconds to buy a coffee with your credit card, but the transaction went through multiple steps on a vast interbank network to get from sale to authorization to final settlement.
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Details you need to make a smart decision
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