Online Brokerage Accounts

3. Invest with your account

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Details you need to make a smart decision

Securities and investment products offered through BBVA Investments, a division of BBVA Securities Inc. (“BBVA Investments”), member  FINRA  and  SIPC  and an affiliate of BBVA USA. Insurance products are offered through BBVA Insurance Agency, Inc., an affiliate of BBVA USA. Investment advisory services are offered by BBVA Wealth Solutions, Inc. (“BWS”), a registered investment advisor and an affiliate of BBVA USA.

OPTIONS TRADING: Options trading entails a significant level of risk and is not appropriate for all investors. Certain requirements must be met to trade options. Options transactions will be subject to the execution, delivery, and acceptance of separate agreements with Pershing LLC, the clearing firm for BBVA Investments. You should consult with your tax advisor since options trading may affect your tax situation.

TRADING ON MARGIN: All margin transactions will be subject to the execution, delivery, and acceptance of separate agreements with Pershing, LLC, the clearing firm for BBVA Investments. You must always contact  BBVA Investments to verify the amount available based on your portfolio before requesting any operation involving margin credit. In some cases, the drop in value of the instruments constituting the guarantee can be so large that it becomes necessary to sell some or all of the portfolio to cover the guarantee proportion established in the margin credit contract. Your loss can be greater than the value of your account. This is why the investor must be aware of the risks involved in this type of account.

EQUITY LINKED CD: Please carefully review the terms and conditions for any Equity Linked CD's in which you invest though your  BBVA Investments  account for important information related to FDIC deposit insurance. Selling an Equity Linked CD prior to maturity is subject to market fluctuations and proceeds from the sale could be substantially less than the original deposit amount.

MORNINGSTAR: Morningstar Investment Management LLC (“Morningstar”) is a registered investment advisor and wholly owned subsidiary of Morningstar, Inc. Morningstar is not acting in the capacity of investment advisor to individual investors and is not affiliated with BWS or its affiliates. BWS has engaged Morningstar to construct asset allocation models for use by BWS and its financial consultants.   Morningstar makes no warranties, expressed or implied, as to results to be obtained from use of information it provides.  Morningstar is not responsible for the presentation of performance statistics and other data. The Risk Tolerance Questionnaire (RTQ) presented is a tool made available to BWS through a license agreement between Morningstar and BWS. The RTQ is provided for educational purposes only and its sole purpose is to assist you and BWS in determining your general investment risk capacity and your attitude towards risk. This RTQ only considers the personal and financial information you provide and does not consider all necessary factors used in making an investment decision. The result provided by the RTQ should not be considered the sole source of information used to match your investment needs and objectives to a portfolio or investment product. There is no guarantee that the RTQ or its scoring method perfectly assesses a person's tolerance to risk or attitudes about gains and losses or that the use of the RTQ will result in an asset allocation that appropriately reflects your ability to withstand investment risk. Ultimately, you have the final decision in determining whether to invest in an investment portfolio and its appropriateness for your own particular investment needs and objectives, which may vary from the RTQ profile or score based on additional information not captured by the RTQ. In no way should the use of the RTQ be viewed as advice or establishing any kind of advisory relationship with Morningstar. Any recommendation that BWS may or may not make in which they have relied to some extent on the RTQ remains at the full discretion of BWS. The use of the RTQ should not be construed as a form of endorsement by Morningstar of the recommendation of any investment product by BWS. Please consult with a financial professional and obtain the financial product's prospectus (or its equivalent) and read it carefully prior to investing. ©2018 Morningstar Investment Management LLC. Used with permission. All Rights Reserved.

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