Choose Your Level of Involvement
Best for: Hands-on investing with financial consultants
Work closely with a financial consultant on your investment and/or retirement plans. You’re involved in every decision.
Varies based on contract.
Investment Advisory Services
Best for: Set-it-and-forget-it investors
Work with a financial consultant to choose and manage the portfolio model that best fits your risk tolerance and goals.
Asset Management and Trust Services
Best for: Fully hands-off investors
A portfolio manager creates a custom portfolio based on your goals, risk tolerance, investment preferences, and social restrictions.
You tell us your financial needs; we solve those needs by matching them with the right investment strategies, including:
Personal investment services
What's your goal: Grow wealth? Build college savings? Or plan for your estate? Whatever it is, our financial consultants can get you there with the right solution.
Retirement plan solutions
Our financial consultants can work with you to establish effective habits that will help you realize your retirement goals.
Work with an insurance specialist to create a personal or business insurance plan specific to your needs.
Details you need to make a smart decision
Securities and investment products offered through BBVA Investments, a division of BBVA Securities Inc., member FINRA and SIPC and an affiliate of BBVA USA. Insurance products are offered through BBVA Insurance Agency, Inc., an affiliate of BBVA USA. Investment advisory services are offered by BBVA Wealth Solutions, Inc. (“BWS”), a registered investment advisor and an affiliate of BBVA USA.
OPTIONS TRADING: Options trading entails a significant level of risk and is not appropriate for all investors. Certain requirements must be met to trade options. Options transactions will be subject to the execution, delivery, and acceptance of separate agreements with Pershing LLC, the clearing firm for BBVA Investments. You should consult with your tax advisor since options trading may affect your tax situation.
TRADING ON MARGIN: All margin transactions will be subject to the execution, delivery, and acceptance of separate agreements with Pershing, LLC, the clearing firm for BBVA Investments. You must always contact BBVA Investments to verify the amount available based on your portfolio before requesting any operation involving margin credit. In some cases, the drop in value of the instruments constituting the guarantee can be so large that it becomes necessary to sell some or all of the portfolio to cover the guarantee proportion established in the margin credit contract. Your loss can be greater than the value of your account. This is why the investor must be aware of the risks involved in this type of account.
EQUITY LINKED CD: Please carefully review the terms and conditions for any Equity Linked CD's in which you invest though your BBVA Investments account for important information related to FDIC deposit insurance. Selling an Equity Linked CD prior to maturity is subject to market fluctuations and proceeds from the sale could be substantially less than the original deposit amount.
MORNINGSTAR: Morningstar Investment Management LLC (“Morningstar”) is a registered investment advisor and wholly owned subsidiary of Morningstar, Inc. Morningstar is not acting in the capacity of investment advisor to individual investors and is not affiliated with BWS or its affiliates. BWS has engaged Morningstar to construct asset allocation models for use by BWS and its financial consultants. Morningstar makes no warranties, expressed or implied, as to results to be obtained from use of information it provides. Morningstar is not responsible for the presentation of performance statistics and other data. The Risk Tolerance Questionnaire (RTQ) presented is a tool made available to BWS through a license agreement between Morningstar and BWS. The RTQ is provided for educational purposes only and its sole purpose is to assist you and BWS in determining your general investment risk capacity and your attitude towards risk. This RTQ only considers the personal and financial information you provide and does not consider all necessary factors used in making an investment decision. The result provided by the RTQ should not be considered the sole source of information used to match your investment needs and objectives to a portfolio or investment product. There is no guarantee that the RTQ or its scoring method perfectly assesses a person's tolerance to risk or attitudes about gains and losses or that the use of the RTQ will result in an asset allocation that appropriately reflects your ability to withstand investment risk. Ultimately, you have the final decision in determining whether to invest in an investment portfolio and its appropriateness for your own particular investment needs and objectives, which may vary from the RTQ profile or score based on additional information not captured by the RTQ. In no way should the use of the RTQ be viewed as advice or establishing any kind of advisory relationship with Morningstar. Any recommendation that BWS may or may not make in which they have relied to some extent on the RTQ remains at the full discretion of BWS. The use of the RTQ should not be construed as a form of endorsement by Morningstar of the recommendation of any investment product by BWS. Please consult with a financial professional and obtain the financial product's prospectus (or its equivalent) and read it carefully prior to investing. ©2018 Morningstar Investment Management LLC. Used with permission. All Rights Reserved.
*The Minimum Investment for International Asset Management and Trust Services is $3,000,000.
Links to third party sites are provided for your convenience and do not constitute an endorsement. BBVA does not provide, is not responsible for, and does not guarantee the products, services or overall content available at third party sites. These sites may not have the same privacy, security or accessibility standards.
|Securities and Insurance Products:|
|ARE NOT DEPOSITS||ARE NOT FDIC INSURED|
|ARE NOT BANK GUARANTEED||MAY LOSE VALUE|
|ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY|