Workplace Solutions /
BBVA For Your Cause℠ Offer

May 1, 2019 - August 31, 2019

Eligible BBVA consumer checking accounts opened between May 1, 2019 - August 31, 2019 and coded with a valid Workplace Solutions or BBVA For Your Cause℠ code may be eligible to receive a cash bonus. Please review the following information to understand how to qualify for the bonus.

Offer Restrictions:
  • You must be a new BBVA consumer checking customer who has not had a BBVA consumer checking account open within the last 12 months or has received a cash bonus for account opening in the past 12 months.
  • The checking account must be coded with a Workplace Solutions or BBVA For Your Cause℠ code at account opening.  The banker is responsible for adding the valid Workplace Solutions or BBVA For Your Cause℠ code at account opening.
  • Eligible BBVA consumer checking accounts include consumer checking accounts  (BBVA Premium Checking, BBVA Free Checking, Easy Checking, and BBVA Online Checking) (BBVA Online Checking available online only).
Offer Stipulations:
  • Direct Deposit Bonus:  Earn $100 ("Direct Deposit Bonus") if, within sixty (60) days of account opening, at least one electronic Direct Deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government in the amount of at least $500 posts to the new checking account.  Qualifying electronic Direct Deposits do not include payments received into your account from payment apps such as Paypal, Venmo and other similar payment service providers.

If you earn the Direct Deposit Bonus, you could also earn an additional $50 bonus with one of the following loan products:

  • Express Personal Loan Bonus: Earn an additional $50 bonus (“Express Personal Loan Bonus”), if, within 60 days of opening a new consumer checking account, you are also approved for and close a BBVA Express Personal Loan.  The Express Personal Loan customer must be an account holder on the new consumer checking account to be eligible for the Express Personal Loan Bonus.

OR

  • Credit Card Bonus: Earn an additional $50 bonus (“Credit Card Bonus”), if, within 60 days of opening the new consumer checking account required for the Direct Deposit Bonus, you also: (1) are approved for and open a BBVA Rewards Card or BBVA ClearPoints Credit Card; and (2) make a Qualifying Purchase using the new credit card within 60 days of opening the new consumer checking account.

In order to be eligible to receive the Express Personal Loan Bonus or Credit Card Bonus, you must first meet the qualification requirements to receive the Direct Deposit Bonus. The additional Express Personal Loan Bonus or Credit Card Bonus will not be awarded unless you meet the qualification requirements for both the Direct Deposit Bonus and either the  Express Personal Loan Bonus or the Credit Card Bonus. Customer is eligible to earn either an Express Personal Loan Bonus or a Credit Card bonus. A customer cannot earn a bonus on both products. Cash bonuses cannot be combined with other cash bonus offers.

OFFER FULFILLMENT AND DETAILS:
  • The cash bonus(es) will be deposited into your new BBVA consumer checking account within 90 days of meeting the bonus requirements described above.
  • Account must be open and in good standing with a balance greater than or equal to $0.00 at the time of payment in order to receive the new account bonus. The new BBVA Express Personal Loan must be closed to receive the Express Personal Loan Bonus.  The Credit Card must have a Qualifying Purchase to receive the Credit Card Bonus.
  • There is a maximum of one (1) Direct Deposit Bonus and one (1) Express Personal Loan Bonus or Credit Card Bonus per household. Maximum bonus amount equals $150.
Other Information:
  • Checking accounts are subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to Terms & Conditions (account disclosure) for additional details. Additional terms and miscellaneous fees may apply. Products, features and benefits offered with accounts are subject to change at any time.
  • There is a maximum of one (1) Direct Deposit Bonus and one (1) Express Personal Loan Bonus or Credit Card Bonus per household. Maximum bonus amount equals $150.
  • BBVA may report the value of the bonus to the IRS as required by law. Any customer whose tax status would require BBVA to impose tax withholding of any sort will be ineligible to receive the bonus(es).
  • BBVA employees and household members are eligible.
  • Offer is subject to change without notice at any time.
  • We reserve the right to deduct the bonus amount if the account is closed within 12 months of opening.

Details you need to make a smart decision

BBVA Express Personal Loans:   Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered annual percentage rate (“APR”) (with no interest rate discounts) will vary between 5.99% - 29.99% based upon creditworthiness, loan amounts, and term length. Only the most creditworthy applicants will qualify for the lowest rates. Enrollment in auto-debit loan payments from a BBVA checking account is required to receive a 1.00% interest rate discount and the BBVA Checking Account must be opened prior to the loan being closed. Enrollment in the Workplace Solutions Program at the time the loan is finalized is required to receive an additional 0.25% interest rate discount. An unsecured term loan may not be originated for any applicant who has originated or been declined for an unsecured term loan with BBVA within six (6) months of the date of the new application or who currently has two or more active unsecured term loans with BBVA.

BBVA Credit Cards: All credit cards subject to approval, including credit approval. Please see credit card terms and conditions for additional details. A “Qualifying Purchase” is any purchase made with your BBVA Visa Credit Card that is processed or submitted through the Visa U.S.A. Inc. payment system. Payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino chips), and purchases of cash equivalents of payment instruments that can readily be converted to cash (for example, travelers’ cheques, money orders, wire transfers, and similar products or services) are not Qualifying Purchases.

BBVA Credit Cards may not be available to residents in all states.

BBVA and BBVA Compass are trade names of BBVA USA, a member of the BBVA Group. BBVA USA, Member FDIC.

Rev. 04/2019 / #663854