In these Terms & Conditions:
By selecting “Apply Now”, the Applicant(s), each Guarantor, and each Owner:
(Pursuant to California Civil Code Section 2955.5) If the Applicant has applied for a loan or credit extension that will be secured by real property, as a condition of the loan or credit extension, Lender may require the Applicant to maintain hazard insurance coverage for the real property. California law provides that Lender cannot require the Applicant, as a condition of receiving or maintaining a loan secured by real property, to provide hazard insurance coverage against risks to the property (such as fire and other perils) in an amount exceeding the replacement value of the building or structures attached to the property.
THE SITE AND SERVICES PROVIDED IN CONNECTION THEREWITH ARE PROVIDED "AS IS" AND WITHOUT ANY REPRESENTATION OR WARRANTY, WHETHER EXPRESS IMPLIED OR STATUTORY. WE AND OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND SUPPLIERS DISCLAIM ANY AND ALL REPRESENTATIONS, WARRANTIES, OR GUARANTEES OF ANY KIND RELATING TO THE SITE, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES AS TO TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT. WE DO NOT GUARANTEE CONTINUOUS, UNINTERRUPTED, OR SECURE ACCESS TO THE SITE, AND THE OPERATION OF THE SITE MAY BE INTERFERED WITH BY NUMEROUS FACTORS OUTSIDE OUR CONTROL.
Limitation of Liability
YOU AGREE THAT ALL ACCESS AND USE OF THE SITE AND ITS CONTENTS IS AT YOUR OWN RISK. IN NO EVENT WILL WE OR OUR OFFICERS, DIRECTORS, AGENTS, EMPLOYEES, OR SUPPLIERS BE LIABLE FOR LOST PROFITS OR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE SITE OR YOUR USE THEREOF.
The Site is located in the State of Alabama, and these Terms & Conditions are governed by and construed by the law of the State of Alabama without regard to its conflicts of law provisions. You agree that any action at law or in equity arising out of or relating these Terms & Conditions or the use of the Site shall be filed only in the state or federal courts located in Jefferson County, Alabama, and you consent to the personal jurisdiction of such courts for the purposes of litigating any such action.
Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account or submits and application for a loan, including your name, address, date of birth, and other information that will allow us to verify your identity. We may also ask you to provide identifying documents.