Minimum Opening Deposit |
$100 |
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Monthly Service Charge |
$25 |
|
Requirements to avoid monthly Service Charge |
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Monthly Service Charge will not apply in statement cycles when one or more of the following requirements are met:
1) The account has an Average Daily Collected Balance of at least $25,000; or
2) You process at least $25,000 through Merchant Services at BBVA; or
3) You maintain at least $50,000 in Relationship Balances* |
*Relationship Balances include the Average Daily Collected Balance on all consumer and small business checking, savings and money market accounts at BBVA and the outstanding principal balance on all loans (excluding mortgages, overdraft protection lines of credit, and commercial loans) and credit cards at BBVA.
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Interest-Bearing |
Yes |
Interest is earned on the entire balance in your account. Please consult your account agreement and Relationship Summary Form for additional interest rate and interest calculation information. |
ATM Fees Charged by BBVA USA |
$0 |
For using an ATM in BBVA USA's ATM network |
$0 |
For using an ATM outside of BBVA USA's ATM network |
Early Account Closing Fee |
$25 |
If account closed within 180 days of opening |
Stop Payment Fee |
$30 |
Per request made in a branch or by telephone to stop payment of an item |
$25 |
Per request made online to stop payment on a check |
Excess Transaction Fee |
$0.50 |
Excess Transaction Fee will be charged for each transaction1 over the monthly limit of 500. |
1Transaction means any credit or debit to your account, including but not limited to: checks, Debit Card transactions, ACH transactions, direct deposits, payment and deposit order, whether oral, written or electronic. |
Branch Cash Deposit Fees |
$0.003 |
$25,000 in cash processing per month at no charge. A charge of $0.003 will apply for each dollar deposited above the $25,000 monthly cash processing limit. For example, if you deposit $1,000 more than your monthly limit, you will be charged a $3.00 Branch Cash Deposit Fee. |
Paper Statement Fee |
$0 |
Paper Statements will be provided at no additional charge. These statements will not include images of cancelled checks. You can choose to turn off paper statements and receive your account statements electronically through BBVA Online Banking. Online Banking customers will automatically receive PDF copies of their monthly statements, and can view images of cancelled checks. |
Image Statement Fee |
$0 |
Image Statements are available at no additional charge. Image Statements will be provided only at customer request and include images of cancelled checks. |
Other Service Fees |
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Please consult your Miscellaneous Fee Schedule for a list of additional service fees. |