International Money Transfer

Overview

Send money home from the comfort of yours

Safely and easily transfer money internationally with International Money Transfer. When you send money with BBVA, you are connected to one of the largest and safest money transfer banking networks.

You can use Online Banking or our Award-Winning Mobile Banking app to conveniently enroll, add/delete payees, and originate or cancel transactions wherever and whenever you want.

BBVA Logo Icon

America's Award-Winning Mobile Banking App

Download App for Smartphone

FAQS

Frequently asked questions

 

What is the BBVA International Money Transfer service?

It is a safe, reliable and fast money transfer service being offered to customers that have an account with BBVA. It allows customers to send money to their friends and loved ones almost anywhere in the world.

How does the BBVA International Money Transfer service work?

Customers can choose either to send money from a participating BBVA branch or to send through Online or Mobile Banking. They can also choose where and how their beneficiaries receive the money.

What documents or information do I need to make an International Money Transfer?
  • Complete name and address of the person to whom they are sending money.
  • The amount being sent.
  • The receiving bank or payment entity's identifying information.
  • The beneficiary's exact bank account number
How soon will the money be available?

Generally, International transfer requested before 10:30 AM CT on a business day is processed the same day. An International transfer requested after 10:30 AM CT or on weekends or holidays will be processed the next business day. Some international transfers will be available sooner.

How much money can be sent to a beneficiary?

Limits vary depending on the receiving bank, $15.00 - $200,000.00.

How much does the service cost?

There are no enrollment fees or monthly service fees to use this service. The fees for individual transfers can be up to $45.00.

What makes the BBVA International Money Transfer service better than other comparable money transfer services?

BBVA which is part of the BBVA Group, one of the largest and soundest financial institutions in the world, has been a pioneer in the International Money Transfer business. Our primary concern is ensuring the safety of the money being sent as well as providing the customer sending the money and the customer receiving the money the best value for their money – a fast, safe and economical way to send money to your loved ones back home.

Where can I find a written explanation of my rights?
What documents or information do I need to make an International Money Transfer?

To initiate an international money transfer, the customer needs to have a valid US or foreign issued ID.

They must also provide:

  • Complete name and address of the person to whom they are sending money.
  • The amount being sent.
  • The money transfer payment entity where the money is being sent.
What is an IBAN code?

An IBAN (International Bank Account Number) is a 34 letter and number international code used to identify recipient banks accounts.

Each IBAN code is made up of the following items: country code, check code, bank code, branch code and account number.

An IBAN code is an important part of the International Wire Transfer process.

What is the difference between a SWIFT code and IBAN code?

Essentially, SWIFT and IBAN were both created to process transactions, like international wire transfers, between countries. The SWIFT code is a type of Business Identifier Code (BIC). Banks use BICs when transferring money to other banks. The IBAN is a system designed to reduce risk in transcription errors for international transactions and is used to identify a specific banking account. You'll likely use both when you make an international wire transfer.

Does BBVA offer MoneyGram?

No, but BBVA does offer same-day domestic wire transfer service. To make a same day transfer, your request needs to be submitted by 4:30 Central Time to BBVA.

Can I make an electronic transfer of funds at BBVA?

At BBVA clients can send funds electronically as an ACH (Automated Clearing House), Domestic or International Wire, or Bill Payment.

What is the deadline for making a international money transfer at BBVA?

To be processed same day, international transfers using US dollars from branch locations must be submitted before 2:30 p.m. CST, Monday–Friday, for foreign currencies by 3:00 CST. International transfers done with Online or Mobile Banking must be submitted before 10:30 a.m. CST for same day processing. International wire transfers submitted after these times, during non-business days, or on federal holidays will be processed the next business day.

How do I make a wire transfer within the US?

BBVA offers domestic wire transfers with same business day service is simple and can be completed using BBVA Online or Mobile Banking. Simply select Payments and Transfers, Manage Accounts, Add Destination Account, Then enter all the recipientes wire transfer details.

Details you need to make a smart decision

International Transfer via Online Banking and Mobile Banking is only available to BBVA deposit account holders. Transfers may not be available for immediate withdrawal and are subject to the receiving financial institution's operating hours and discretion. For more details, request information at the branch office or see the Online or Mobile Banking Terms of Use. BBVA may obtain a monetary gain from the foreign exchange conversion of some transactions represented by the difference in the retail exchange rate and the wholesale exchange rate at which BBVA purchases foreign currencies.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC