Account Groups allow you to pull together your spending for multiple accounts or individual accounts. You can create as many Account Group combinations as you need to view and manage your spending. Account Groups also allow you to view and compare spending based on categories to which your transactions are assigned. Account Groups may contain BBVA accounts and external accounts from other banks you have added to Online Banking.
NOTE: When deleting an Account Group, you will only be deleting the group that you created with the selected accounts. You will not be deleting those accounts from Online Banking.
The Spending Widget, located at the top of the Goals & Budgets page, provides a quick snapshot of the spending history on your accounts. This information is displayed by pie chart, lists or a combination of both. Spending is shown based on the following criteria:
My Spending Comparison allows you to compare your spending with the average spending of other BBVA customers for each of the spending categories. The My Spending Comparison widget is on the right-hand side of the Goals & Budgets page.
You can create Custom Goals (Saving for anything you want), Saving for a New Car or Saving for Home Improvement by filling in the amount you want to save for that Goal. Specialized Goals provide additional fields of information to help you calculate your Goal Total. These are: Saving for a Vacation, Saving for College, Saving for Emergencies and Saving for a New Home.
You can create many types of budgets using your BBVA accounts. Budget categories can be used to set up a budget based on expenses, income, transfers and deferred compensation (e.g. retirement accounts). These categories are automatically assigned to your account transactions as they are processed. When a withdrawal occurs, the individual transaction is posted to the budget category, and then applied to your own budget. You can track your budgets on a monthly basis or on a customized time period that you determine.