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BBVA Rewards for the SelectSM Credit Card


Earn rewards in even more categories

As a BBVA Select cardholder, you have the opportunity to earn unlimited points. Earn 1 point for every $1 in purchases.1 Plus, 2x and 3x points in purchase categories you select with a BBVA Build Your Own Rewards feature specific to Select Credit Card.2 

Here's how it works:

  • Select two (2) categories to earn 2x points on purchases
  • Select one (1) category to earn 3x points on purchases

If no categories are selected, the categories will default to 2x points for gas and travel and 3x points for groceries. You can change your categories at any time during your first 90 days after account enrollment, then prior to each quarter going forward. Categories will remain in place unless changed by you, the cardholder. Select your favorite categories now by accessing the rewards website through online banking.

Office supplies, restaurants, and travel puchases receive triple points. Gas, home improvement and utilities purchases receive double points. Below: Figure of example transactions and points awarded.


This chart is an example of BBVA Build Your Own Rewards categories. These are subject to change at any time, at the discretion of BBVA.

Bonus points

More opportunities to earn more 

As a BBVA Select Credit Cardholder, you'll also enjoy the opportunity to earn bonuses including:

  • 20,000 bonus points with $2,000 in purchases in the first 90 days of account opening3
  • 1,000 bonus points for every month with $5,000 spend.4
  • $100 Account Credit after making $20,000 in qualifying purchases with your credit card during the first year5

Get Started

How to Access Your Online Account

Accessing your online rewards account is fast, easy and secure. Simply access the rewards website via Online Banking or the BBVA Mobile Banking App.

With this easy-to use online rewards portal, you can select your BBVA Build Your Own Rewards® purchase categories, track how many points you've earned, review your account details, and easily redeem points for account credit.

How to Redeem Your Rewards

Ready to redeem your rewards? Here are three easy options:

  1. Redeem via the rewards website, which can be accessed via Online Banking or the Mobile Banking App.
  2. Call the rewards center at 844-285-8383.
  3. Redeem rewards in real time, up to the amount of the transaction, when you set-up Mobile Banking transaction alerts.

Details you need to make a smart decision

1Reward Points only accumulate on net purchases. To qualify to earn points, a purchase must be made with your BBVA Visa Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following do not qualify as purchases: payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino chips), purchases of cash equivalents or payment instruments that can readily be converted to cash (for example, travelers' cheques, money orders, wire transfers, and similar products or services), or purchases made using a Personal Identification Number (PIN) or initiated through identification technology that substitutes for a PIN. Account must be in good standing to earn and redeem points.

2Bonus points are awarded based on the merchant’s reporting of its merchant category code (MCC).   BBVA is not responsible for awarding points if a merchant reports its merchant category code in a category that falls outside of the bonus point category listing. Final determination of which purchases qualify for bonus points is at the sole discretion of BBVA. Purchases made using third-party payment accounts, mobile or wireless card readers, virtual wallets, or similar technology may not qualify for a 2x or 3x purchase category if that technology is not set up to process the purchase in that category.

320,000 bonus points credit offer not available to existing BBVA credit cardholders. Offer applies to Select Credit Card accounts opened between 0/01/19 to 7/31/19. $2,000 in net purchases must be made within 90 days of opening the Select Credit Card to earn the 20,000 bonus BBVA Points. Account must be open and in good standing at the time account credit is awarded to receive the account credit.

4BBVA Select Credit Card customers can earn 1,000 additional BBVA Points every month that they make $5,000 or more in net purchases. Account must be open and in good standing at the time the bonus points are awarded to receive the bonus points.

5To be eligible for the $100 account credit, $20,000 in net Qualifying Purchases must be made within 365 days of account opening. Account must be in good standing at the time the account credit is awarded to receive the account credit.

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