BBVA Credit Card Rewards Programs

Overview

Swipe card. Earn points. Enjoy your rewards.

When you become a BBVA Rewards Card, BBVA ClearPoints Credit Card, or BBVA Select Credit Card cardholder, you will automatically start earning Cash Back with your first purchase.There are no fees for participation. See below for information on our rewards programs, so you can select the credit card that’s right for you!

Rewards Programs

Rewards Program for BBVA ClearPoints Credit Card

With the BBVA Build Your Own Rewards feature you can choose how you earn rewards.

  • Select one (1) category to earn 3% unlimited Cash Back on purchases2
  • Select one (1) category to earn 2% unlimited Cash Back on purchases2
  • Earn 1% unlimited Cash Back in all other categories2
  • Redeem rewards for a statement credit to your account.2

Rewards Program for Select Credit Card

Earn unlimited rewards on all your purchases and bonus Cash Back on Entertainment, Dining and Travel .

  • Earn 4% Cash Back on Entertainment purchases4
  • 3% Cash Back on Dining purchases4 
  • 2% Cash Back on Travel purchases4
  • 1% Cash Back on all other purchase categories4
  • Redeem rewards for a statement credit to your account.4

Rewards Program for BBVA Rewards Card

Earn hassle-free Cash Back across ALL purchase categories—every time, everywhere.

  • You could earn unlimited 2% Cash Back on all purchases with a monthly $1,000 direct deposit to a BBVA deposit account (Please note rewards decrease to 1.5% without the monthly direct deposit)3
  • Get the freedom and flexibility to shop anywhere Visa is accepted and earn unlimited rewards
  • Redeem rewards for a statement credit to your account.3

Details you need to make a smart decision

BBVA credit cards subject to availability and approval, including credit approval.
 

1A purchase must be made with your BBVA Credit Card and processed or submitted through the Visa U.S.A. Inc. payment system to earn points. The following types of transactions do not count as purchases and will not earn points: balance transfers, cash advances, checks that access your account, fees assessed by us, prepaid or reloadable cards, quasi-cash items (like casino chips), cash equivalents (like money orders) and purchases made using a Personal Identification Number (PIN).

2Build Your Own Rewards for the BBVA ClearPoints Credit Card requires customers to select categories prior to the start of each quarter. If you do not, all transactions default to 1% rewards. Cash Back accumulates on purchases and can only be redeemed for account credit to an eligible Card account that is currently open or that you voluntarily closed within the previous 45 days. Please allow up to 7 business days for the credit to post to your Card account. You must have a minimum of $25 to request a redemption via the website or over the phone. Redemption values may change at any time. 

Cash Back is awarded based on the merchant’s reporting of its merchant category code (MCC). BBVA is not responsible for awarding Cash Back if a merchant reports its merchant category code in a category that falls outside of the bonus category listing. Purchases made using third-party payment accounts, mobile or wireless card readers, virtual wallets, or similar technology may not qualify for a 2% or 3% purchase category if that technology is not set up to process the purchase in that category. Final determination of which purchases qualify for bonus Cash Back is at the sole discretion of BBVA.

3BBVA Rewards Program: BBVA Rewards Cards automatically earn 1.5% Cash Back on net qualified purchases. In addition, BBVA Rewards Cardholders can earn an additional 0.5% Relationship Rewards (for a total of 2% Cash Back) on net purchases. To be eligible for Relationship Rewards, you must receive direct deposits (from third parties) totaling $1,000.00 or more in a calendar month to your BBVA consumer checking, savings or money market account. Eligibility for Relationship Rewards is assessed monthly, and Relationship Rewards will be applied to purchases made the following month with your BBVA Rewards Card. Cash Back accumulates on purchases and can only be redeemed for account credit to an eligible Card account that is currently open or that you voluntarily closed within the previous 45 days. Please allow up to 7 business days for the credit to post to your Card account. Redemption values may change at any time.

4 You will earn 4% unlimited Cash Back on entertainment purchases, 3% unlimited Cash Back on dining purchases, 2% unlimited Cash Back on travel purchases and 1% unlimited Cash Back on everything else. Cash Back accumulates on qualified purchases and can only be redeemed for account credit to an eligible Card account that is currently open or that you voluntarily closed within the previous 45 days. Please allow up to 7 business days for the credit to post to your Card account. Redemption values may change at any time. BBVA uses merchant category codes (MCC) to determine if a purchase is within one of the additional bonus point categories. BBVA is not responsible for MCCs used by merchants.