Compare Credit Cards

Get what you need from a credit card. Whether you're rebuilding your credit or want to rack up rewards points, we've got the card you've been looking for.

Details you need to make a smart decision

All credit cards subject to approval, including credit approval.

1BBVA Rewards Card: Purchase APR: 11.24% to 29.24% variable, based on creditworthiness. Intro Balance Transfer APR: 0.00% through the end of the 13th billing cycle after the account is opened for all Balance Transfers requested within 60 days of account opening. After that, Balance Transfer APR: 11.24% to 29.24% variable, based on creditworthiness. Balance Transfer Fee: Either $10 or 4% of the transaction amount, whichever is greater. Cash Advance APR: 22.24% to 29.24% variable, based on creditworthiness. Cash Advance Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater. If you take advantage of any promotional offer for Balance Transfers, Convenience Checks, or Cash Advances, you may lose your grace period on new purchases because you must pay your monthly payment plus any balance(s) created by promotional offers, by the payment due date to avoid interest on Purchase transactions. Annual Fee: $0. Foreign Transaction Fee: 3% of each transaction in US dollars. Minimum Interest Charge: $1. 

2BBVA Rewards Program:  BBVA Rewards Cards automatically earn 1.5% rewards on net qualified purchases. In addition, BBVA Rewards Cardholders can earn an additional 0.5% Relationship Rewards (for a total of 2% rewards) on net purchases. To be eligible for Relationship Rewards, you must receive direct deposits (from third parties) totaling $1,000.00 or more in a calendar month to your BBVA consumer checking, savings or money market account. Eligibility for Relationship Rewards is assessed monthly, and Relationship Rewards will be applied to purchases made the following month with your BBVA Rewards Card. A “qualifying purchase” is any purchase made with your BBVA Rewards Credit Card that is processed or submitted through the Visa U.S.A. Inc. payment system. The following types of transactions do not count as purchases and will not earn points: balance transfers, cash advances, checks that access your account, fees assessed by us, prepaid or reloadable cards, quasi-cash items (like casino chips), cash equivalents (like money orders) and purchases made using a Personal Identification Number (PIN).

3Special Offer for BBVA Rewards: Offer applies to new BBVA Rewards accounts opened between 01/01/21 to 06/30/21. $1,500 in net purchases must be made within 90 days of account opening to be eligible for the $100 account credit. Account must be open and in good standing at the time account credit is awarded to receive the account credit.  A Qualifying Purchase must be made with your BBVA Credit Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following types of transactions do not count as qualifying purchases and will not earn points: balance transfers, cash advances, checks that access your account, fees assessed by us, prepaid or reloadable cards, quasi-cash items (like casino chips), cash equivalents (like money orders) and purchases made using a Personal Identification Number (PIN).

4BBVA ClearPoints Credit Cards: The 0% Introductory APR for Purchases will apply through the end of the 13th billing cycle after the account is opened for all Purchases posted to the account within the same period. 0% Introductory APR for Balance Transfers will apply through the end of the 13th billing cycle after the account is opened for all Balance Transfers requested within 60 days of account opening. After these introductory periods, the Purchase APR and Balance Transfer APR is 11.24% to 29.24%, variable, based on creditworthiness. Balance Transfer Fee: $10 or 4% of the transaction amount, whichever is greater, for each balance transferred. Cash Advance APR is 22.24% to 29.24%, variable, based on creditworthiness.If you take advantage of any promotional offer for Balance Transfers, Convenience Checks, or Cash Advances, you may lose your grace period on new purchases because you must pay your monthly payment plus any balance(s) created by promotional offers, by the payment due date to avoid interest on Purchase transactions. Foreign Transaction Fee: 3% of each transaction in US dollars. Minimum Interest Charge: $1. Please see credit card terms and conditions.

BBVA ClearPoints Rewards: Bonus points are awarded based on the merchant’s reporting of its merchant category code (MCC).   BBVA is not responsible for awarding points if a merchant reports its merchant category code in a category that falls outside of the bonus point category listing. Purchases made using third-party payment accounts, mobile or wireless card readers, virtual wallets, or similar technology may not qualify for a 2% or 3% purchase category if that technology is not set up to process the purchase in that category. Final determination of which purchases qualify for bonus points is at the sole discretion of BBVA.  Categories must be selected quarterly otherwise all transactions default to 1% rewards. Bonus point categories are subject to change.

6Special Offer for BBVA ClearPoints Credit Cards: Offer applies to new BBVA ClearPoints accounts opened between 01/01/21 to 06/30/21. $1,500 in net purchases must be made within 90 days of account opening to be eligible for the $100 account credit. Account must be open and in good standing at the time account credit is awarded to receive the account credit.  A Qualifying Purchase must be made with your BBVA Credit Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following types of transactions do not count as qualifying purchases and will not earn points: balance transfers, cash advances, checks that access your account, fees assessed by us, prepaid or reloadable cards, quasi-cash items (like casino chips), cash equivalents (like money orders) and purchases made using a Personal Identification Number (PIN).

7BBVA Select Credit Card:  Purchase APR and Balance Transfer APR: 13.24% to 17.24% variable, based on creditworthiness. Balance Transfer Fee: Either $10 or 4% of the amount of each balance transfer, whichever is greater. Cash Advance APR: 22.24% variable. Cash Advance Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater. Minimum Interest Charge for Purchase balance: $1. Annual Fee $99, waived for the first year the account is open. However, the Annual Fee is always waived for Premier Personal Banking clients.

8Benefits for Select Credit Cards:  Visa Signature benefits include Luxury Hotel Collection membership, 24/7 Concierge, roadside dispatch, travel and emergency assistance services, lost luggage reimbursement, purchase security, trip cancellation/trip interruption, price protection, and Zero Liability. Visa’s Zero Liability Policy does not apply to transactions that are not processed by Visa. Cardholder must notify BBVA promptly of any unauthorized use as described in the cardholder agreement. Con‭sult https://www.visa.com/chip/personal/security/zero-liability.jsp or BBVA for additional details.

9Select Credit Card Bonus Points Offer:  Offer applies to new Select Credit Card accounts opened between 01/01/21 to 06/30/21. $4,000 in net purchases must be made within 90 days of opening the Select Credit Card to earn the 50,000 bonus points. Account must be open and in good standing at the time account credit is awarded to receive the account credit. To qualify to earn points, a purchase must be made with your BBVA Select Credit Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following types of transactions do not count as purchases and will not earn points: balance transfers, cash advances, checks that access your account, fees assessed by us, prepaid or reloadable cards, quasi-cash items (like casino chips), cash equivalents (like money orders) and purchases made using a Personal Identification Number (PIN).

10BBVA Optimizer Credit Card®:  Purchase and Balance Transfer APR 22.24% variable. Cash Advance APR: 31.24% variable. Balance Transfer Fee: $10 or 4% of the transaction amount, whichever is greater, for each balance transferred. Cash Advance Fee: Either $10 or 4% of the amount of each cash advance, which is greater. Foreign Transaction Fee: 3% of each transaction in U.S. dollars. Annual Fee: $40. Minimum Interest Charge: $1

11You will earn 4% rewards on qualified entertainment purchases, 3% on qualified dining purchases, 2% on qualified travel purchases and 1% on everything else. You will earn points on net qualified purchases only (purchases minus credits or returns).   A Qualifying Purchase must be made with your BBVA Credit Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following types of transactions do not count as qualifying purchases and will not earn points: balance transfers, cash advances, checks that access your account, fees assessed by us, prepaid or reloadable cards, quasi-cash items (like casino chips), cash equivalents (like money orders) and purchases made using a Personal Identification Number (PIN).

*Visa’s Zero Liability Policy does not apply to Visa corporate or Visa purchasing card or account ‭transactions, or any transactions that are not processed by Visa. Cardholder must notify BBVA promptly of any unauthorized use as described in the cardholder agreement. Consult: https://usa.visa.com/pay-with-visa/visa-chip-technology-consumers/zero-liability-policy.html or BBVA for additional details.‬

BBVA Credit Cards may not be available to residents in all states.