BBVA Select Credit Card

BBVA Select℠ Credit Card


Experience life's pleasures and earn unlimited rewards

The Select Credit Card is for you if you want access to unlimited rewards and premier benefits.

Your BBVA Select Credit Card benefits include:

  • 4% unlimited rewards on Entertainment, 3% unlimited rewards on Dining, 2% unlimited rewards on Travel, and 1% unlimited rewards on all other purchases1
  • No $99 annual fee for the first year
  • No foreign transaction fee
  • Exclusive Visa Signature travel and entertainment benefits, 24/7 Complimentary Concierge2
  • Streamlined, expedited application process and no annual fee for Premier Personal Banking customers3


The BBVA Select Credit Card offers unlimited rewards with more benefits

  • Earn unlimited rewards on all your purchases and bonus rewards on Entertainment, Dining and Travel:
    • Earn 4% unlimited rewards on Entertainment purchases1 
    • 3% unlimited rewards on Dining purchases1 
    • 2% unlimited rewards on Travel purchases1 
    • 1% unlimited rewards in all other purchase categories1 
    • Redeem points for account credit, quickly and easily right from your online or mobile account.
  • Special Offer: You could get 50,000 bonus points (a $500 value) when you make $4,000 in qualified purchases in the first 90 days of account opening.4
  • Exclusive travel benefits including Visa Signature Luxury Hotel Collection membership and 24/7 Concierge Assistance6, as well as no foreign transaction fees.*
  • Added security of Roadside Dispatch, Lost Luggage Reimbursement, Trip Cancellation/Interruption, Price Protection, Purchase Security, Travel Accident Insurance, and Visa Zero Liability.2
  • Download our Mobile Banking App and manage your credit cards from the convenience of your mobile device.
  • BBVA Visa® Cards are eligible for enrollment in Apple Pay®, Google Pay™, and Samsung Pay® which allows you to pay retailers directly from your mobile device.
Need help with your account?

We're here for you. Contact a customer service representative or visit your nearest BBVA branch for help.

Call 1-800-239-5175

APR, Terms, and Fees 

The BBVA Select Credit Card offers great bonus reward categories and no annual fee* for the first year.

*These terms and conditions are accurate as of March 24, 2020, but may have changed after that date. You can always find out the most current terms by contacting us at: BBVA, P.O. Box 2210, Decatur, AL 35699 or, 1-866-681-0484.

How We Will Calculate Your Balance: We use a method called "daily balance."

Other Fees: To the extent permitted by applicable law, the following fees apply: Returned Convenience Check Fee – $25; Stop Payment Fee - $29; Expedited Delivery Fee - amount determined at time of request; Document Fees - up to $37 depending upon the item; Transfer Fee (for direct deposit of Cash Advance to your checking account) - $25; Expedited Payment Fee - $10; Skip Payment Fee (if offered by us, accepted by you and your Minimum Payment Due would have been $200 or more) - $35; Rate Reduction Fee (if offered by us and accepted by you) - $75.

*Fees and Minimum Interest Charge are not applicable if you are a "covered borrower" under the Military Lending Act, as defined in 32 CFR Part 32.

May not be available to residents of all states. California Residents: Married applicants may apply for separate accounts. ‭Delaware Residents: Service charges not in excess of those permitted by law will be charged on the outstanding balance from month to month. New York Residents: Your ‭credit report may be obtained. Upon your request, BBVA will inform you whether a report was obtained and, if so, the name and address of the consumer reporting ‭agency. Subsequent credit reports may be requested in connection with an update, renewal, or extension of the credit for which you are applying. New York residents may ‭contact the New York State Department of Financial Services at 1-800-342-3736 or visit its website,, for free information on comparative credit card rates, ‭fees, and grace periods. Ohio Residents: The Ohio law against discrimination requires that all creditors make credit equally available to all creditworthy customers, and that ‭the credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. ‭

BBVA REWARDS for Select Credit CArd

Experience a Premium credit card with unlimited rewards potential and bonus points on Entertainment, Dining and Travel.

You will earn 4% unlimited rewards on Entertainment, 3% unlimited rewards on Dining, 2% unlimited rewards on Travel and 1% unlimited rewards on all other purchases.1

Details you need to make a smart decision

* All credit cards subject to approval, including credit approval. Please see  terms and conditions.

You will earn 4% unlimited rewards on qualified entertainment purchases, 3% unlimited rewards on qualified dining purchases, 2% unlimited rewards on qualified travel purchases and 1% unlimited rewards on everything else. You will earn rewards on net qualified purchases only (purchases minus credits or returns). The following types of transactions do not count as purchases and will not earn rewards: balance transfers, cash advances, checks that access your account, fees assessed by us, prepaid or reloadable cards, quasi-cash items (like casino chips), cash equivalents (like money orders), and purchases made using a Personal Identification Number (PIN). BBVA uses merchant category codes (MCC) to determine if a purchase is within one of the additional bonus reward categories. BBVA is not responsible for MCCs used by merchants.

Visa Signature benefits include Luxury Hotel Collection membership, 24/7 Concierge, roadside assistance, travel and emergency assistance services, warranty manager service, auto rental collision damage waiver, lost luggage reimbursement, purchase security, trip cancellation/trip interruption, price protection, and Zero Liability. Visa Zero Liability covers United States - issued cards only and does apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify BBVA promptly of any unauthorized use. See Agreement for further details.

Premier Personal Banking membership status is evaluated on an annual basis. As long as Premier Personal Banking status is maintained, the $99 annual fee for the Select Credit Card is waived.

4 Select Credit Card Bonus Points Offer:  50,000 bonus points credit offer not available to existing BBVA credit cardholders. Offer applies to Select Credit Card accounts opened after 3/24/2020. $4,000 in net purchases must be made within 90 days of opening the Select Credit Card to earn the 50,000 bonus points. Each reward point is equivalent to a $0.01 account credit. Account must be open and in good standing at the time account credit is awarded to receive the account credit. To qualify to earn points, a purchase must be made with your BBVA Select Credit Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following types of transactions do not count as purchases and will not earn points: balance transfers, cash advances, checks that access your account, fees assessed by us, prepaid or reloadable cards, quasi-cash items (like casino chips), cash equivalents (like money orders) and purchases made using a Personal Identification Number (PIN).

6 Cardholders are responsible for the cost on any goods or services purchased by Visa Signature Concierge on the cardholders' behalf. 

7 Mobile Deposit® is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. See Terms of Use for details, including information on funds availability. Mobile Deposit® is a registered trademark of Mitek Systems, Inc.

Apple Pay is a registered trademark of Apple Inc.

Google Play and Google Pay are trademarks of Google LLC.

Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.