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BBVA Select℠ Credit Card

BBVA Select℠ Credit Card


Premium credit card with custom rewards to fit your lifestyle

The Select Credit Card is for you if you want to be in control of how you earn and multiply your rewards.

Your BBVA Select Credit Card benefits include:


The BBVA Select Credit Card offers custom rewards with more benefits

  • Earn 2x and 3x points in categories1 you select with BBVA Build Your Own Rewards with BBVA Rewards for Select Credit Card
    • Choose one category (e.g. Travel) to earn 3x the points.
    • Choose two categories (e.g. Groceries and Utilities) to earn 2x the points.
    • Earn one point per $1 spent on all other qualified purchases. 
  • Plus, earn 1,000 additional bonus points each month you make $5,000 or more in Qualifying Purchases.2
  • Earn a $100 Account Credit after making $20,000 in Qualifying Purchases with your credit card4 Each point is equivalent to an account credit of 1% of one dollar of each Qualifying Purchase (20,000 points = $200), and there is no limit to how many points you can earn.
  • Exclusive travel benefits including Visa Signature Luxury Hotel Collection membership and 24/7 Concierge Assistance5, as well as no foreign transaction fees.*
  • Added security of Roadside Dispatch, Lost Luggage Reimbursement, Trip Cancellation/Interruption, Price Protection, Purchase Security, Travel Accident Insurance, and Visa Zero Liability.6
  • Download our Mobile Banking App and manage your credit cards from the convenience of your mobile device.7
Need help with your account?

We're here for you. Contact a customer service representative or visit your nearest BBVA branch for help.

Call 1-800-239-5175

APR, Terms, and Fees 

The BBVA Select℠ Credit Card offers low purchase and balance transfer APRs with no annual fee for the first year

*These terms and conditions are accurate as of November 2, 2019, but may have changed after that date. You can always find out the most current terms by contacting us at: BBVA, P.O. Box 2210, Decatur, AL 35699 or, 1-866-681-0484.

How We Will Calculate Your Balance: We use a method called "daily balance."

Other Fees: To the extent permitted by applicable law, the following fees apply: Returned Convenience Check Fee – $25; Stop Payment Fee - $29; Expedited Delivery Fee - amount determined at time of request; Document Fees - up to $37 depending upon the item; Transfer Fee (for direct deposit of Cash Advance to your checking account) - $25; Expedited Payment Fee - $10; Skip Payment Fee (if offered by us, accepted by you and your Minimum Payment Due would have been $200 or more) - $35; Rate Reduction Fee (if offered by us and accepted by you) - $75.

*Fees and Minimum Interest Charge are not applicable if you are a "covered borrower" under the Military Lending Act, as defined in 32 CFR Part 32.

May not be available to residents of all states. California Residents: Married applicants may apply for separate accounts. ‭Delaware Residents: Service charges not in excess of those permitted by law will be charged on the outstanding balance from month to month. New York Residents: Your ‭credit report may be obtained. Upon your request, BBVA will inform you whether a report was obtained and, if so, the name and address of the consumer reporting ‭agency. Subsequent credit reports may be requested in connection with an update, renewal, or extension of the credit for which you are applying. New York residents may ‭contact the New York State Department of Financial Services at 1-800-342-3736 or visit its website,, for free information on comparative credit card rates, ‭fees, and grace periods. Ohio Residents: The Ohio law against discrimination requires that all creditors make credit equally available to all creditworthy customers, and that ‭the credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. ‭

BBVA REWARDS for Select Credit CArd

BBVA Build Your Own Rewards with BBVA Rewards for Select Credit Card repays you for the way you spend your money.

You will earn points faster where you spend the most by selecting categoriesthat multiply your points up to 3X.

Details you need to make a smart decision

* All credit cards subject to approval, including credit approval. Please see  terms and conditions.

Cardholders with Build Your Own Rewards for the Select Credit Card are placed into default categories at account opening, and can make changes to their categories within the first 90 days from account opening, and then prior to the start of each quarter after that. If categories are unchanged, then the previously selected categories (or defaults) carry-over to the next quarter. Points are earned on Qualifying Purchases and can be redeemed for account credit by accessing the rewards website through online banking or by calling the toll-free number provided. Bonus points are awarded based on the merchant’s reporting of its merchant category code (MCC). BBVA is not responsible for awarding points if a merchant reports its merchant category code in a category that falls outside of the bonus point category listing. Purchases made using third-party payment accounts, mobile or wireless card readers, virtual wallets, or similar technology may not qualify for a 2x or 3x purchase category if that technology is not set up to process the purchase in that category. Final determination of which purchases qualify for bonus points is at the sole discretion of BBVA. Categories can be updated prior to the start of each quarter. If you do not make any changes prior to the start of the quarter, the categories you currently have in place, which may be the defaults, will remain in place.

BBVA Select Credit Card customers can earn 1,000 additional bonus points every month that they make $5,000 or more in net Qualifying Purchases. Account must be in good standing at the time the bonus points are awarded to receive the bonus points.

Premier Personal Banking membership status is evaluated on an annual basis. As long as Premier Personal Banking status is maintained, there is no $125 annual fee for the Select Credit Card.

ACCOUNT CREDIT OFFER FOR SELECT CREDIT CARDS: $20,000 in net Qualifying Purchases must be made within 365 days of account opening to be eligible for the $100 account credit. Account must be in good standing at the time the account credit is awarded to receive the account credit.

Cardholders are responsible for the cost on any goods or services purchased by Visa Signature Concierge on the cardholders' behalf. 

Visa Signature benefits include Luxury Hotel Collection membership, 24/7 Concierge, roadside assistance, travel and emergency assistance services, warranty manager service, auto rental collision damage waiver, lost luggage reimbursement, purchase security, trip cancellation/trip interruption, price protection, and Zero Liability. Visa Zero Liability covers United States - issued cards only and does apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify BBVA promptly of any unauthorized use. See Agreement for further details.

7 Mobile Deposit® is subject to eligibility and further review. Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. See Terms of Use for details, including information on funds availability. Mobile Deposit® is a registered trademark of Mitek Systems, Inc.

Apple logo and the App Store® are trademarks of Apple, Inc., registered in the U.S. and other countries. Google Play™ is a trademark of Google, Inc. Use of this trademark is subject to Google Permissions.