BBVA Net Cash USA

Overview

Services and Options

Access the information and functions you need to make informed decisions:

Payments

• Initiate Stop Payments
• Perform paid cleared check inquiries dating back up to 16 months
• Initiate repetitive and free-form wire transfers
• Initiate domestic wire transfers and international wire transfers in USD or a variety of foreign currencies
• Perform internal account transfers and loan transfers
• Originate ACH transactions such as direct deposit of payroll, child support payments, direct debits, returned checks, cash concentration, corporate payments, and tax payments
• Project ending balances with Cash Flow Forecasting

Reporting

• Retrieve previous and current day balances and transactions for your company's BBVA accounts
• Store reports and financial information for 120 days to retrieve and print as needed
• Access time-sensitive information such as incoming wire transfers and ACH items
• View controlled disbursement summary and detail information
• Download information to other software packages and PFM applications
• View numerous reports including commercial checking accounts, commercial loans, account analysis and shareholder statements in addition to ACH returns, Account Reconciliation, and EDI reports

Imaging

• Access lockbox deposit and remittance information
• Search for lockbox transactions and images based on date range, check amount, check number, batch number, and other check related criteria
• Utilize the advanced search option to find transactions and related images based on invoice data captured within BBVA lockbox services
• View images of paper items that have posted to your account online, including check and deposit slips, and view details and images of checks you deposited into your account
• View images of any returned deposited items being charged back to your account
• New feature for Image Search (similar to Check Inquiry) that includes checks and deposit slip deposited into your account

Security

• Use audit controls with multiple levels of security, including user IDs, passwords, and security authentication
• Have secure access to account information and transaction initiation
• Set up alert notifications through various delivery channels

Account Reconciliation and Positive Pay

Review Positive Pay exception items and submit disposition instructions online

• See the detailed, real-time status of your Positive Pay issue files
• Get information about exceptions in real time with Real-Time Positive Pay
• Take up to 6:00 pm Central Time the next business day to make your pay or return decision - a window of up to 33 hours
• Search within user-defined ARP reports for specific information you need - a feature you won't find with any other bank
• Enter issue and void requests or easily import an issue file
• Research the status of payments on a real-time basis
• Create user defined templates for common search criteria
• Run ad-hoc queries on payment data, including outstanding items that can be exported in a variety of file formats from the ARP dashboard
• Obtain a real-time statistical overview showing the status of various payment types
• Download customized ARP files and reports
• Receive alerts notifying you of problems with items in your check issue files, giving you the opportunity to repair and resend them online

Mobile

• View account balances and transactions in detail
• Initiate wire, ACH, and account transfers
• Process payments and transfers quickly using pre-approved templates created in the online platform
• Approve ACH payments, pass-thru files, and account and wire transfers
• Carry out free-form loan transfers, payments and draws, or use a template
• Create stop payment requests for a single check or range of checks
• Complete check inquiries for paid or stopped checks
• Share reports, transaction searches, and screen shots through email and BBVA Net Cash secure messaging
• Corporate administrators can use the app to change user passwords, manage user security devices, and review contact information, as well as validate or reject user changes
• Log in faster using fingerprint biometric authentication
• Use quick view widgets for easy access to information
• Available on iPhone, iPad, and Android devices, including Apple Watch and Android Watches