Commercial Card Programs


commercial card programs icon

Commercial Card Programs

Moving more purchases to electronic forms of payments means better control and visibility of your spending.

Card programs have become the payment tool of choice for companies of all sizes and for all types of expenditures, including business supplies, fuel, maintenance, repair, operations, and travel.


A strong card program tailored to the way you spend is the first step toward all of the benefits electronic payments can deliver.

Aligning the right solution and partner is critical to helping you achieve your working capital goals. Spend Net commercial card programs are designed to reduce payment costs, enhance control, and streamline your payment processing

Choose the Right Cards for Your Business

bbva corporate purchasing card


Flexible controls and tools streamline your purchasing process, payments, reporting, and reconciliation.

Benefits include:

  • Streamlined procure-to-pay processes
  • Reduced paperwork and payment processing expenses
  • Greater cash flow for corporate and suppliers
  • Flexible authorization and spending controls
  • Integration with accounting and expense management systems

bbva corporate travel card

Travel & Entertainment

Better visibility impacts your bottom line when you can monitor spending activity on domestic and global travel.

Benefits include:

  • Wide acceptance at more than 44 million locations worldwide
  • Comprehensive travel benefits
  • Flexible limits and card controls
  • Simplified administrative, payment, and reconciliation
  • Online statements and transaction access

bbva corporate world elite card

Corporate World Elite™

Designed for frequent business travelers and executives, World Elite provides enhanced benefits, travel services, and support.

Benefits include:

  • Global 24-hour concierge services
  • Priority Pass airport lounge access
  • Choice between dollar rebates or Corporate Rewards program
  • Comprehensive travel benefits
  • Mastercard Priceless Cities access
  • VIP access at exclusive events

bbva corporate fleet card


Universal acceptance enables detailed tracking of fuel and maintenance expenses, as well as flexible point-of-sale prompts.

Benefits include:

  • Expense tracking by vehicle or employee
  • Accepted at over 200,000 fuel and maintenance providers
  • Greater convenience across major and national brands in all 50 states
  • 24/7/365 cardholder service and support
  • Flexible authorization and spending controls

Card Program Management

spend net navigator icon

Spend Net NavigatorSM

Take care of business wherever you are with a powerful digital platform that offers real-time access, control, and convenience.

Features include:

  • Program administration and support
  • Controls and alerts
  • Expense management and reconciliation
  • Reporting and analytics

Integrated Payables

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Virtual Cards

Simplify your purchasing processes by digitizing invoicing and speeding up your supplier payments.

Benefits include:

  • Reduced expense and risk associated with paper-based payments
  • Increased float for improved cash flow
  • Enhanced payment security and control
  • Easy integration with existing workflows

Details you need to make a smart decision

All accounts and credit are subject to approval including credit approval.