Senior VP, Senior Relationship Manager
15 South 20th St, Suite 1002
Birmingham, AL 35233
As Senior Vice President for Financial Institutions Credit at BBVA, T. Ray is responsible for all credit services for our Financial Institution clients. This ranges from Fed Funds, Letters of Credit, Reverse Repo and other credit needs of our Correspondent Banking clients such as Accommodation Loans to Executive Officers and Directors and Loan Participations. T. Ray uses his extensive banking background in credit to help BBVA deliver best-in-class Financial Institution services to our growing client base.
Prior to joining BBVA in 1990, Sandefur began his banking career with the OCC as an Associate National Bank Examiner before spending the next 12 years in various credit roles at banks in Oklahoma, primarily responsible for commercial and correspondent lending.