Recourse Factoring


Accounts receivable solutions built for your business

Take the worry out of managing your receivables

Your business is based on timely delivery and efficient service. In an ideal world, your customers would be equally timely in making payments to you. But the real world is a different story. Being squeezed between your vendors’ demands and your customers’ delayed payments is more than stressful. It keeps your business from operating at full potential. This is where Commercial Billing Service can make a difference for you.

Experience you can trust

Commercial Billing has specialized in accounts receivable solutions for over 45 years. Today our clients include a wide range of companies across the US. You can count on our experienced team of professionals for personal service, attention to detail and solutions tailored to meet the needs of your business.

Strength and stability

As a unit of BBVA, we can build effective working capital solutions for your business. BBVA is part of the BBVA Group, an international financial services company recognized for its innovation, customer focus and emphasis on social responsibility. BBVA combines global resources with a customized approach to meeting the needs of our customers and local communities.


Recourse factoring services

Our services can help you maximize your cash flow, improve profits and allow you to focus more time on core strengths. Our recourse funding program combines professional service with these benefits and more:

  • Some of the highest funding percentages in the industry
  • Daily cash for accounts receivable
  • Competitive pricing
  • Online customer account viewing
  • Online reporting
  • Bi-monthly review and release of reserves
  • Buyback as negotiated
  • A great source of working capital even if you do not qualify for a line of credit

Details you need to make a smart decision

All accounts and credit are subject to approval including credit approval.