Commercial Billing Service


We've got your cash flow covered 

Since 1969, we’ve helped our business customers with our accounts receivable services. Let our experienced, efficient staff help you with your cash flow, so that you can focus on running your core business.

When you hand over your accounts for us to process, we can offer recourse factoring and non-recourse factoring. Both options include online account viewing, tracking and reporting. You’ll also have immediate cash for your accounts receivable and improved cash flow.


Recourse Factoring

With recourse factoring, we’ll take care of your accounts receivable. You keep the obligation of any invoices that go unpaid—but know that BBVA has some of the highest funding percentages in the industry. Benefits include:

  • Bi-monthly review and release of reserves
  • Negotiated buybacks
  • An excellent source of working capital

Non-Recourse Factoring

With non-recourse factoring, we’ll take on your accounts receivable, as well as any risk from unpaid accounts. This gives you more time to build your business, as well as:

  • Protection from unpaid debt losses
  • Possible classification as a “true sale” for your balance sheet (check with your CPA first though)
  • Same-day funding, no waiting for checks to clear or customers to pay

Details you need to make a smart decision

All accounts and credit are subject to approval including credit approval.