Student Banking

Overview

Welcome to Student Banking 101

A checking account that's good for students 

As a student, you're busy, mobile, and always looking for the latest app to make life easier. You manage your student bank account primarily through the convenience of Online and Mobile Banking, and you want to save money to spend on other things—like books for biology class or pizza to share with friends.

That's one of the reasons why we created BBVA Free Checking, a cost-saving account that keeps you in control of your money.

The BBVA Free Checking Account is available to anyone over the age of 18 (19 in Alabama).

What you need to open a student bank account

If applying online:

  • Some form of ID is required, driver’s license, passport, or state issued ID with photo are all valid. A college or university ID cannot be used to open a BBVA account.
  • Social Security number
  • Contact information
  • You will also need a $25 minimum opening deposit. You can use a current account from another bank, credit or debit card, or an existing BBVA account to make the deposit. 
  • You cannot open a BBVA account online if you are a minor or a non-U.S. citizen

If applying at a branch:

  • One form of ID, choose from a driver’s license, passport, or other state issued ID with photo 
  • Social Security Card or Taxpayer Identification Number
  • Contact information
  • You will also need a $25 minimum opening deposit. You can use a current account from another bank, credit or debit card, or an existing BBVA account to make the deposit. 

If you are not a U.S. citizen, visit a branch with the following information:

  • Passport

Products

Free Checking - It's great for students

Our student checking account is designed with you in mind. BBVA Free Checking is the perfect first bank account for students. You’ll enjoy no monthly Service Charge and great features including:

  • No ATM fees for BBVA USA ATMs
  • Free award-winning Mobile Banking app, with Mobile Deposit®1 and Bill Pay, that allows you to bank anywhere—from dorm to library
  • One free standard Visa® Debit Card per accountholder, eligible for Apple Pay, Google Pay, and Samsung, so you can pay retailers from your smartphone
  • Option to activate and earn money with Simple Cash Back℠—a program that rewards you for debit card purchases at popular retailers 
  • Free Mobile Banking app that gives you full control to activate your new card, change your PIN, and even temporarily or permanently block use of your card 

No BBVA USA ATMs on campus? No problem. By choosing to add Custom Features, you can pay a low monthly fee of $5 for no-fee usage of any other bank's ATM and up to four automatic rebates per statement cycle for ATM fees charged by other banks. 


Checking Accounts for Teens

Interested in opening a checking account for a teen?

Learn More

Details you need to make a smart decision

BBVA Free Checking: All checking accounts subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to the Terms & Conditions for additional details. Additional terms and miscellaneous fees may apply. Products, features, and benefits offered with accounts are subject to change at any time.

1Mobile Deposit® is subject to eligibility. Deposit limits apply. Funds may not be available immediately.

 

*Alerts may be delayed or may not always be available. Thus, your balance may not reflect all transactions.

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