Product Details
Features
Your Premium Checking Account comes with:
- Tiered rates on your account
- Minimum opening deposit: $25
- No ATM fees nationwide at more than 64,000 AllPoint®, participating 7-Eleven® and BBVA USA ATMs1
- Automatic rebate of ATM fee charged by other banks: Two a month
- Personalized Debit Card: Add your favorite photo to your card for FREE.
- Free standard checks
Premium Checking Fees
We like to be transparent. So, here are the monthly fees upfront:
- Monthly Service Charge: $19 or $0 ($19 waived with qualifying $4,000 monthly direct deposits OR by having an average daily collected balance of $4,000+)
- Paper Statement Fee: $3 (Opt out with free e-statements)
What do I need to open a Premium Checking Account at BBVA?
For your security, BBVA has the following requirements to open a Premium Checking account. Please review before beginning the online application process. Make sure you have:
- A valid government issued ID such as a driver’s license, state issued ID with photo, or a passport
- Social Security Number (for primary and joint account holder)
- $25 Minimum deposit (this deposit can be made from a Debit/ Credit Card, another bank, or an existing BBVA account)
CURRENT CHECKING ACCOUNT rates
This checking account gives back
The following chart shows the annual percentage yield and interest rate effective as of 3/8/2019. Interest rates and the annual percentage yield are variable and at our discretion, we may change the interest rate for your account at any time. Rates may change prior to funding and any interest being earned. To obtain current rate information, call 1-844-BBVA USA or visit www.bbvausa.com.
| Daily Collected Checking Account Balance | Checking Account Interest Rates | Annual Percentage Yield |
|---|---|---|
|
$0 to $9,999.99 |
0.050% |
0.05% |
|
$10,000 to $19,999.99 |
0.050% |
0.05% |
|
$20,000+ |
0.050% |
0.05% |
DIGITAL FEATURES
Complimentary features that free up your time
All BBVA checking accounts come with award-winning perks.
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Details you need to make a smart decision
Checking accounts subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to the Terms & Conditions for each product or service for additional details. Additional terms and miscellaneous fees may apply. Products, features, and benefits offered with accounts are subject to change at any time.
1 With your BBVA Premium Checking, BBVA Convenience Checking, or BBVA Online Checking account, there will be no charge for use of an ATM in the Allpoint® network and participating 7-Eleven® locations, as long as you use the BBVA Debit Card issued in conjunction with one of these accounts. ATM fees may apply to certain 7-Eleven locations in Oklahoma, Hawaii, and Alaska. All 7-Eleven ATMs with an FCTI contact sticker on the ATM are fee-free. If you feel you have been charged a surcharge in error at an Allpoint® or participating 7-Eleven® ATM, please call us at 1-844-BBVA USA.