Information about our products
As we are working to become PNC Bank, BBVA checking, savings, money market and CD products will no longer be available for online application as of August 6, 2021. Most deposit products will still be available in BBVA branches until transition in October but may include different product features, terms, pricing, and fees than similar PNC deposit products.
Online Checking features & Fees
Checking Account Features
- Open with $25
- No monthly Service Charge
- No ATM fees nationwide at more than 64,000 AllPoint®, participating 7-Eleven® and BBVA USA ATMs1
- Complimentary Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
- One free BBVA Visa® Debit Card per account holder:
- Easily keep track of your purchases and get transaction alerts on the go with BBVA Mobile Banking App2
- Earn cash back rewards for everyday debit card purchases with Simple Cash BackSM
- Easily keep track of your purchases and get transaction alerts on the go with BBVA Mobile Banking App2
Checking Account Fees
Paper Statement Fee: $3 per month
Easily avoid the Paper Statement Fee with these details.
You will automatically receive a paper account statement by mail for a fee of $3 per month. However, you can opt for free electronic account statements and eliminate the $3 Paper Statement Fee when you turn off paper statements through Online Banking.
Other fees apply. See terms & conditions for additional details and miscellaneous fees.
- A valid government issued ID such as a driver’s license, state issued ID with photo, or a passport
- Social Security Number (for primary and joint account holder, if applicable)
- $25 Minimum deposit (this deposit can be made from a Debit/ Credit Card, another bank, or an existing BBVA account)
Printable Summary
View a summary of account services and fees with the BBVA Online Checking account:
Services
Additional services with this checking account
Overdraft Protection
Anyone can lose track of their spending and accidentally overdraw their checking account. But don't worry, we have financial tools to help you manage your account and overdraft programs designed to help protect you in the event of an overdraft.
BBVA ClearBenefits Program
As we transition to PNC, BBVA USA is no longer enrolling new customers to the BBVA ClearBenefits Program. Customers enrolled in the program prior to June 19, 2021 will continue to receive their benefits, subject to the monthly $4.00 fee.
The BBVA ClearBenefits Program includes benefits like identity theft restoration and insurance, cell phone protection, and other great protection services. The monthly fee for the ClearBenefits Program is $4.00.
Can I open a bank account for free?
There is no charge for opening a checking account, however, you are required to make a $25 minimum deposit to get started. You can see our Free Checking product to open a checking account for free.
With BBVA Online Checking, you'll enjoy:
You may also be interested in:
Details you need to make a smart decision
Checking accounts subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to the Terms & Conditions for each product or service for additional details. Additional terms and miscellaneous fees may apply. Products, features, and benefits offered with accounts are subject to change at any time.
1 With your BBVA Premium Checking, BBVA Convenience Checking, or BBVA Online Checking account, there will be no charge for use of an ATM in the Allpoint® network and participating 7-Eleven® locations, as long as you use the BBVA Debit Card issued in conjunction with one of these accounts. ATM fees may apply to certain 7-Eleven locations in Oklahoma, Hawaii, and Alaska. All 7-Eleven ATMs with an FCTI contact sticker on the ATM are fee-free. If you feel you have been charged a surcharge in error at an Allpoint® or participating 7-Eleven® ATM, please call us at 1-844-BBVA USA.
2 Alerts may be delayed or may not always be available. Thus, your balance may not reflect all transactions.