Online Checking features & Fees

Checking Account Features

Checking Account Fees

Paper Statement Fee: $3 per month

Easily avoid the Paper Statement Fee with these details.

You will automatically receive a paper account statement by mail for a fee of $3 per month. However, you can opt for free electronic account statements and eliminate the $3 Paper Statement Fee when you turn off paper statements through Online Banking.

Other fees apply. See terms & conditions for additional details and miscellaneous fees.

What do I need to open an Online Checking Account with BBVA? 
 
For your security, BBVA has the following requirements to open an Online Checking account. Please review before beginning the online application process. Make sure you have:
 
  • A valid government issued ID such as a driver’s license, state issued ID with photo, or a passport
  • Social Security Number (for primary and joint account holder, if applicable)
  • $25 Minimum deposit (this deposit can be made from a Debit/ Credit Card, another bank, or an existing BBVA account)
 
Printable Summary

View a summary of account services and fees with the BBVA Online Checking account:

View Pricing, Requirements, and Terms

Services

Additional services available with this checking account

Overdraft Protection

Anyone can lose track of their spending and accidentally overdraw their checking account. But don't worry, we have financial tools to help you manage your account and overdraft programs designed to help protect you in the event of an overdraft.

Learn More

BBVA ClearBenefits Program

Enroll in BBVA ClearBenefits Program  and you'll get benefits like identity theft restoration and insurance, cell phone protection, and other great protection services. The monthly fee for the ClearBenefits Program is $4.00.

Learn More


Can I open a checking account online?

Yes, it’s quick and easy to open a BBVA checking account online. You can see your options here. You can find answers to common questions, including what you’ll need to open the account, here.


Can I open a bank account for free?

There is no charge for opening a checking account, however, you are required to make a $25 minimum deposit to get started. You can see our Free Checking product to open a checking account for free.

With BBVA Online Checking, you'll enjoy:

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Details you need to make a smart decision

Checking accounts subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to the Terms & Conditions for each product or service for additional details. Additional terms and miscellaneous fees may apply.  Products, features, and benefits offered with accounts are subject to change at any time.

1 With your BBVA Premium Checking, BBVA Convenience Checking, or BBVA Online Checking account, there will be no charge for use of an ATM in the Allpoint® network and participating 7-Eleven® locations, as long as you use the BBVA Debit Card issued in conjunction with one of these accounts.  ATM fees may apply to certain 7-Eleven locations in Oklahoma, Hawaii, and Alaska. All 7-Eleven ATMs with an FCTI contact sticker on the ATM are fee-free. If you feel you have been charged a surcharge in error at an Allpoint® or participating 7-Eleven® ATM, please call us at 1-844-BBVA USA.

2 Alerts may be delayed or may not always be available. Thus, your balance may not reflect all transactions.