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Bank Fees Comparison

Compare the monthly Service Charge fees

Looking for a bank with free checking? With BBVA Free Checking, you pay a $0 monthly Service Charge, plus you never have to worry about fulfilling any requirements to waive monthly fees. That’s the savings and peace of mind you get with BBVA.

Bank Monthly Service Charge/Service Fee Yearly Cost

BBVA Free Checking



Wells Fargo Everyday Checking+



Regions LifeGreen® Checking+



Chase Total Checking®+



Bank of America Advantage Checking®+



+Monthly Service Charge/Service Fee information is based on information published by Chase, Wells Fargo, Regions, and Bank of America as of 10/03/2019.

*Monthly Service Charges/Fees apply if the account holder does not meet the requirements to waive the Monthly Service Charge/Service Fee. The requirements to waive the fees may include direct deposit or minimum daily balance as further described on the bank website.

Free checking Benefits and features

A free checking account with full-service features

Your Free Checking account comes loaded with free features, plus it gives you the flexibility to customize your account by adding optional Custom Features1 to meet your specific banking needs.

Free Checking Account Features

Free Personal Checking Custom Features:1

Do you regularly use checks or need a Safe Deposit Box? For a few dollars a month, you can add any of the following optional Custom Features1 and possibly save yourself money.

  • $5.00
  • $2.00
  • $2.00
  • $3.00

  • Estimated Monthly Fees $0.00
Printable Summary

View a summary of account services and fees with the BBVA Free Checking account:

View Pricing, Requirements, and Terms


Additional services available with this account

Overdraft Protection

Anyone can lose track of their spending and accidentally overdraw their checking account. But don't worry, we have financial tools to help you manage your account and overdraft programs designed to help protect you in the event of an overdraft.

Learn More

BBVA ClearBenefits Program

Enroll in BBVA ClearBenefits and you'll get benefits like identity theft restoration and insurance, cell phone protection, and other great protection services. The monthly fee for the ClearBenefits Program is $4.00.


Learn More

With BBVA Free Checking, you'll enjoy:

Details you need to make a smart decision

All checking accounts and Debit Cards are subject to approval, which may include credit approval. $25 minimum opening deposit required. Please refer to the Terms & Conditions for additional details. Additional terms and miscellaneous fees may apply. Products, features, and benefits offered with accounts are subject to change at any time.

1 Custom Features: Custom Features are available to BBVA Free Checking accountholders. Such accountholders can select Custom Features based on their personal financial needs, for a fee per Custom Feature per statement cycle. Please refer to the account Terms & Conditions for additional information. ATM Transactions, Check Supply and Cashier's Checks: Selection and de-selection of these Custom Features are effective immediately. Features cannot be de-selected for a minimum of six (6) months from date of selection. The applicable Custom Feature fee will be assessed beginning with the first statement cycle that the feature is selected and ending when the feature is de-selected. Safe Deposit Box: Subject to availability. The Safe Deposit Box Fee associated with the Safe Deposit Box must be auto debited from the BBVA Free Checking account.

2Alerts: Alerts for card transactions and reward redemption are subject to service availability to your mobile device and cannot be guaranteed by BBVA. Alerts are subject to merchant billing practices and may not be received until your card is charged for the purchase price.

3Text Message Alerts: Message and data rates may apply. Please check with your wireless carrier about such fees.

BBVA and BBVA Compass are trade names of BBVA USA, a member of the BBVA Group. BBVA USA, Member FDIC.