Frequently asked questions

About Check Cards


What is a check card?

A check card, more frequently referred to as a debit card, looks very much like a credit card but is linked to your checking account. You can use it just like a credit card to make purchases, but the funds come out of your checking account. You can also use check cards at ATMs to get cash, make deposits, view your account balance, and transfer funds.

What’s the difference between a check card and a debit card?

Nothing. The words “check card” and “debit card” are simply two different names for the same thing. A check card and a debit card work in the exact same way.

How is a check card different from a credit card?

A check card (also known as a debit card) draws funds from your checking account for purchases.

A credit card allows you to borrow money from the bank when you make purchases. You are charged interest for payments made with a credit card unless you pay off the entire balance by the due date each month.

You are not charged any fees or interest when you use a check/debit card unless you overdraw your checking account. Learn More About Overdraft Protection

Want to get a debit card?

First, you’ll need a checking account. You can browse our checking options to find the right account for you. Then, you can open a BBVA checking accounts online.