Frequently asked questions

Applying for a Checking Account Online


Can I apply for a checking account online?

You can apply for a BBVA checking account online at If you would rather apply in person, find a BBVA location. Or apply via phone at 1-844-BBVA USA (1-844-228-2872).

How do I apply for a checking account online?

Here’s how to start your BBVA checking account online application:

  1. Find the checking account that’s right for you
  2. Look for “Apply Now” button to start your application
  3. Fill out the application form, fund your account, and review and confirm your information before submitting your application. It’s that quick and easy.

How much does it cost to open a checking account?

This varies by bank and the type of checking account.

For a basic, no frills checking account, most banks require at least a minimum opening deposit. For example, to open a BBVA Free Checking Account, you'll need an initial deposit of $25.

For a checking account with more features, and/or one that bears interest, you'll typically pay a monthly fee. For example, the BBVA Premium Checking Account offers tiered interest rates but requires a $19 Monthly Service Charge (which you can avoid)

What do I need to apply for a checking account?

To apply for a checking account at BBVA and most other banks, you’ll need the following information and documentation:

  • Social security number
  • U.S. driver’s license or state ID number
  • Date of birth
  • Primary address and contact information

You’ll also need to confirm that you are:

  • A U.S. citizen and permanent resident
  • 18 years or older

If you are opening the account with someone else, also known as opening a joint account, they’ll need this information and documentation as well. You’ll need a minimum deposit of $25 to open a checking account.  

What happens if I start an application, but don’t finish?

Our online application system automatically saves your incomplete application so you can pick up where you left off.However, some account terms could be different when you resume the application.

To find your incomplete application, click the “Apply Now” button on the account page where you originally started the application and scroll down to the following section:

Do you have an existing application with us?

Resume Application

If you encounter an error in your online application, what should you do?

Simply call 1-844-BBVA USA (1-844-228-2872) or visit one of our branch locations. A customer service representative or branch associate will be able to access your online application and help you finish the process.

Get started with a checking account

Looking for the right checking account for you? Whether you want a free checking account or one that earns you interest, you can easily find an account that meets your needs.