BBVA ClearBenefits Program


Extra protection from the unexpected

Enroll today and enjoy the peace of mind and benefits you deserve.

Looking for protection against the unexpected? With the BBVA ClearBenefits Program1, you’ll get roadside assistance, identity theft insurance, cell phone protection, and more—so you won’t have to worry about the occasional curveball.

To enroll, speak with a banker at a BBVA branch near you or Call 1-844-BBVA USA .


Clearly great benefits—all for just $4 per month


  • $10,000 Accidental Death & Dismemberment2 
    • Get cash payment for covered injuries. Policy beneficiaries receive up to $10,000 should you lose your life in an accident.
  • Cell Phone Protection3
    • Receive up to $200 (less $50 co-payment) in theft or damage protection on up to three phone lines if you pay your monthly cellular bill with the BBVA checking account associated with your BBVA ClearBenefits Program membership.
  • Identity Theft Restoration
    • Dedicated identity theft restoration advocates available 24/7 to investigate fraudulent activity, issue fraud alerts to state agencies and financial institutions, and more.
  • Identity Theft Insurance
    • Up to $1,000,000 ($1MM) to cover lost wages, legal expenses, and defense costs for civil and criminal lawsuits.
  • Roadside Assistance Services4
    • Access toll-free dispatch services 24/7 for towing, fuel delivery, tire changes, lock outs, winching, or jump starts.

Details you need to make a smart decision

1BBVA ClearBenefits Program: You must have a BBVA consumer checking account to enroll in the BBVA ClearBenefits Program. The monthly fee for the Program is $4.00. Please see the Enrollment Kit at for additional information about the Program and complete details about benefit terms, limitations and exclusions. Please visit your local BBVA branch or call to enroll in the BBVA ClearBenefits Program. Benefits of the BBVA ClearBenefits Program are available to U.S. residents only.

2$10,000 Accidental Death & Dismemberment Insurance Policy: Member is automatically covered with Accidental Death & Dismemberment Insurance. You will receive a cash payment if you suffer a covered injury, and your beneficiary will receive the full $10,000 if you lose your life in an accident. If multiple losses are suffered as the result of one accident, then only the single largest benefit amount applicable to all such losses will be paid. Coverage is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies.

3Cell Phone Protection: You and up to two additional lines listed on your cellular provider's monthly billing statement will be provided with up to $200 of damage or theft protection. You will receive no more than the purchase price, less a $50 co-payment, as recorded on your submitted receipt. This benefit is valid for up to two (2) claims per twelve (12) month period. This coverage is underwritten by Indemnity Insurance Company of North America. Cellular Telephone Protection is not available for residents of New York.

4Roadside Assistance Services: This benefit includes three (3) services per twelve (12) month period with a maximum benefit of $100 per service. Benefits become available for use after 30 days of active membership. Coverage is administered by Nation Motor Club, LLC.

Insurance Products: