Workplace Solutions Program
Now this is a benefit your employees will love. Give them a perk this year without spending a dime.
The BBVA Workplace Solutions program is an employee financial benefits package you AND your employees will agree on.
- Accounts designed for both your general employee population as well as for the more complex financial needs of your company executives
- Direct deposit available to make payday simple for you and your employees
- Opportunities to save on other financial solutions like Home Equity Loans and more
We make the program hassle free by handling the work, and best of all accounts are available at no cost to you, the employer!
A variety of studies estimate a large percentage of American workers are under personal financial stress; and indicate that this type of stress has a negative impact on productivity. Whether they are simply distracted or actually taking care of money issues while at work, these workers are less productive than their colleagues who are not worried about personal finances. Unfortunately, this means that their worries are not only detrimental to them, they are costing you money. The good news is that BBVA can help.
Our Workplace Solutions program actually brings the bank to your employees, making banking easier and more efficient. Plus the program includes discounts and money-saving opportunities that can help your employees get the financial tools they need, for less.
In addition, we offer a series of FREE Financial Wellness Seminars that provide practical, useful information about money management. Topics include managing credit and debt, creating a family budget, buying a home, saving for college, and more. These seminars are provided at a date and location that’s convenient for you and your employees, and best of all, they are free of charge.
BBVA offers checking accounts for all of your employees' needs
All Accounts and Debit Cards subject to approval, which may include credit approval. $25 minimum opening deposit required. Additional terms may apply. Please refer to the Terms and Conditions for each product for additional details. Products, features and benefits offered are subject to change at any time.
BBVA Workplace Solutions also offers the following:
Online and Mobile Banking
Always know what’s happening with your account with alerts, plus access your accounts on the go.
Rewards Card and ClearPoints Credit Cards
Get a 5,000 BBVA Points rewards bonus when you make $500 or more in Qualifying Purchases within 30 days of credit card account opening.4
BBVA Express Personal Loan
Consolidate debt or finance major purchases with our Express Personal Loan. With potential same-day funding, our competitive low rates make borrowing affordable and easy.5
Find great rates on a variety of mortgage and home equity loan solutions.6
Through BBVA and our Workplace Solutions program your employees can take advantage of special benefits, rewards and savings that can add up to hundreds of dollars in the first year alone.
Programs, Materials, and On-Site Information
At BBVA, we want to make it completely hassle free for you and extremely convenient for your employees/members to take advantage of our outstanding package of products and services. Just a few of the services we offer include:
- Customized informational and enrollment programs designed to meet your company’s exact needs
- Exciting on-site events at which your employees can learn more about our products and services, and open their accounts
- Comprehensive printed information that can be distributed to your employees from our bankers
- Orientation programs to educate new hires, large groups, or key employees
- Posters for common areas with information about the program and announcements regarding on-site events or fairs
- Ongoing support and follow up to enable employees to apply for accounts after on-site events, assist employees with new accounts, and answer any questions
Frequently asked questions
How much does the Workplace Solutions program cost my company?
Nothing at all. There is no cost to your company to participate in the program.
What do we need to do to prepare for the initial informational meeting?
Once again, nothing at all. We'll take care of everything. All we need is a little time and a place to meet with your employees/members.
How much time will the presentation take?
We can work around your schedule and have a variety of options to best suit you and your employees/members needs. For example, if you have regularly scheduled meetings with your employees/members, we can make a 10 - 15 minute presentation during the meeting, answer any questions they might have, and be available to open accounts at your convenience. If you don't have regularly scheduled meetings, we can set up a table in a common area (such as break room, lobby, etc) and be available during work breaks.
Why should we choose the Workplace Solutions program?
Our package of money-saving accounts and services is unlike anything in the industry. We also provide free Financial Wellness seminars at your request to help educate your employees on a variety of financial topics.
I have some employees/members banking who have not qualified for a checking account in the past. Can you help them?
Yes, our Easy Checking account is designed exclusively for individuals who have had trouble getting a checking account in the past. Another alternative is our BBVA ClearSpend Card, which is a reloadable Prepaid Visa Debit card. Learn more about the ClearSpend card.
We already offer our employees/ members banking options through another bank/card union. Can we still use the BBVA program?
Yes! You can continue to offer the services of your current bank and/or credit union. Adding the Workplace Solutions program will simply give them additional options and choices.
What if no one signs up?
Our mission is to educate your workforce about the services BBVA has available. There is no obligation on the part of the company or the employee.
Do I have to sign a contract or agreement in order to make this program available to employees/members?
No. Once again, there is no obligation on the part of you, your company or your employees/members.
Details you need to make a smart decision
Offers subject to change at any time. See branch for details.
1 BBVA ClearBenefits Program: You must have a BBVA consumer checking account to enroll in the BBVA ClearBenefits Program. The monthly fee for the Program is $4.00. Please see the Enrollment Kit at bbvausa.com/clearbenefits for additional information about the Program and complete details about benefit terms, limitations and exclusions. Please visit your local BBVA branch or call to enroll in the BBVA ClearBenefits Program. Benefits of the BBVA ClearBenefits Program are available to U.S. residents only.
2 BBVA Savings accounts subject to approval. $25 minimum opening deposit required. If you have an automatic, recurring monthly transfer of $25 or more from your BBVA consumer checking account to your BBVA Savings account in effect at the time the quarterly Service Charge for the BBVA Savings account would be assessed, the quarterly Service Charge will not apply. Otherwise there is a $500 minimum daily collected balance to avoid the quarterly Service Charge of $15.
3 Home Equity: All loans and lines of credit are subject to approval, including credit approval. In order to be eligible, you must have a Workplace Solutions code on consumer checking account. Home Equity interest rate discounts can be combined with the auto debit discount. However, it cannot be combined with any other promotional discount, Branch Empowerment Tool or Professional Program discounts. Account offerings subject to change. Miscellaneous fees may apply.
4 Rewards Card and ClearPoints Credit Card: Workplace Solutions consumer checking account required. All credit cards subject to approval, including credit approval. Minimum $500 in Qualifying Purchases must be made within 30 days of credit card account opening to qualify for bonus BBVA Points. A "Qualifying Purchase" is any purchase, Internet purchase, phone or mail order purchase, bill payment, contactless purchase (purchase made by holding your BBVA Visa Card or other device up to a secure reader instead of swiping your card), or small-dollar purchase for which you are not required to sign, made with your BBVA Visa Card, that is processed or submitted through the Visa U.S.A. Inc. payment system. Points do not accumulate on cash advances, balance transfers, or convenience check transactions. Account must be in good standing to earn and redeem points. The 5,000 bonus points offer is limited to one award per account relationship regardless of the number of individual cards associated with that account relationship. For more information about our rewards programs, visit bbvausa.com/rewards or call 1-844-285-8383.
5 BBVA Express Personal Loan: Loans are subject to eligibility, underwriting, and approval, including credit approval. The offered annual percentage rate (“APR”) with no interest rate discounts will vary between 5.99% - 29.99% and is calculated based upon creditworthiness, loan amount, and term length. Only the most creditworthy applicants will qualify for the lowest rates. Potential same day funding upon approval is available when loan funds are deposited into a BBVA checking account. Enrollment in auto-debit loan payments from a BBVA checking account is required to receive a 1.00% interest rate discount and the BBVA Checking Account must be opened prior to the loan being closed. Loan term, loan amount and APR may vary if originated in a branch. An unsecured term loan may not be originated for any applicant who has originated or been declined for an unsecured term loan with BBVA within six (6) months of the date of the new application or who currently has two or more active unsecured term loans with BBVA.
6 Mortgage: Loans subject to program eligibility, underwriting, collateral requirements, and approval, including credit approval.