BBVA Rewards - Business Rewards Program Terms and Conditions
More transactions, more points
As a Visa® Business Rewards or Secured Visa® Business customer, you’re automatically enrolled, at no extra fee, in our BBVA Rewards – Business Rewards program.
Earn one (1) point for every $1 spent on purchases.1 Plus, earn 3x points at office supply stores and 2x points at gas stations and restaurants.2 Then, redeem points for an account credit or gift cards!
How to access your Rewards Account
Accessing your rewards account is fast, easy and secure. Simple login through Online Banking or the Mobile Banking App.
With this easy-to-use online rewards portal, you can track how many points you’ve earned and easily redeem points for account credit or gift cards.
How to Redeem Your Rewards
Ready to redeem your rewards? Here are two easy options:
- Redeem via the rewards website, which can be accessed via Online Banking or the Mobile Banking App.
- Call the rewards center at 1-844-285-8383.
Details you need to make a smart decision
1Points only accumulate on purchases. To qualify to earn points, a purchase must be made with your BBVA Visa Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following do not qualify as purchases: payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino chips), purchases of cash equivalents or payment instruments that can readily be converted to cash (for example, travelers' cheques, money orders, wire transfers, and similar products or services), or purchases made using a Personal Identification Number (PIN) or initiated through identification technology that substitutes for a PIN. Account must be in good standing to earn and redeem points.
2Bonus points for purchases in bonus categories are awarded based on the merchant’s reporting of its merchant category code (MCC). BBVA is not responsible for awarding points if a merchant reports its MCC in a category that falls outside of the bonus point category listing. Purchases made using third-party payment accounts, mobile or wireless card readers, virtual wallets, or similar technology may not qualify for a 2x or 3x purchase category if that technology is not set up to process the purchase in that category. Final determination of which purchases qualify for bonus points is at the sole discretion of BBVA.
See important Terms & Conditions.