Secured Visa® Business Credit Card

Secured Visa® Business Credit Card


A secure card for business expenses

Designed for growing businesses, the Secured Visa® Business Card is the flexible and secure business credit card option.

Card only available in Alabama, Florida, Texas, Arizona, Colorado, California, and New Mexico. 


No annual fee for one year

You pay no annual fee for the first year with BBVA Secured Visa® Business Credit Card. After that, you pay a low fee of $40 per year.

Secured by savings

Before applying for the Secured Visa® Business Credit Card, you must open a Secured Credit Card Savings Account. The minimum opening deposit is $500. You can make deposits at any time in $100 increments.

Easy-to-manage credit

Your available credit will be 90% of your savings account balance. You can add funds to your account to increase your credit limit.

Online account services

Manage your account at your convenience, with online services that allow you to track employee expenses, pay bills online, view and download up to 24 months of past account statements, and integrate expenses, data, and reports with accounting software packages.

Learn more about CentreSuite

Free employee cards

Add employee cards to your account at no additional cost. You can set individual spending limits for each employee, and their purchases will be itemized on your statement for easy recordkeeping.

Separate business expenses

Keep your business expenses separate from personal expenses to make it easier to track spending and prepare your taxes.

Online Account Management

Easily keep track of your business credit card spending and payments. Register or sign in to your account to get started.   

Register or Sign In


Earn points for your purchases

BBVA Rewards Program – Business Rewards

  • Earn 1.5 points for every $1 in qualified purchases.1 
  • As a cardholder, you are automatically enrolled to earn rewards for no additional fee.

Learn More

Visa® SavingsEdge§

  • Enroll your BBVA Visa® Business Rewards Credit Card with Visa SavingsEdge and shop at participating merchants to save up to 15%.

Learn More

 Other Perks

Visa® Business benefits

Visa Liability Waiver Program

Visa Liability Waiver protects you against eligible losses that might be incurred through card misuse by a terminated eligible cardholder up to $100,000.

Auto Rental Collision Damage Waiver Program

If you rent a car with your business credit card, you’ll be covered with collision, damage, and loss insurance.  

Purchase Security and Extended Protection

Automatically protects the majority of purchases you make with your business credit card within 90 days of purchase in the event of loss, theft, damage, or fire.

Travel and Emergency Assistance

When you’re traveling for business, you can count on a wide range of Visa® emergency services, including ticket replacement, legal or medical referrals, and more—24 hours a day, 365 days a year.

Travel Accident Insurance

Get coverage up to $500,000 for travel accidents when transport (Common Carrier) is purchased with your business credit card.

 APR, Terms, and Fees

Interest rates and charges

These terms and conditions are accurate as of March 18, 2020,  but may be subject to change. You can always find the most recent terms by contacting us at: BBVA, P.O. Box 2210, Decatur, AL 35669, or call 1-800-316-0207.  

How We Will Calculate Your Balance: We use a method called “average daily balance (including new Purchases).”

With Secured Visa® Business Credit Card, you’ll enjoy:

Details you need to make a smart decision

All credit cards subject to approval, including credit approval.

Links to third party sites are provided for your convenience. These sites are not within our control and may not have the same privacy, security or accessibility standards. Third parties are responsible for the content and availability of their sites. 

§Visa SavingsEdge is an automated discount program offered by Visa U.S.A. Inc

1To qualify to earn points, a purchase must be made with your BBVA Visa Card and processed or submitted through the Visa U.S.A. Inc. payment system. The following do not qualify as purchases: payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino chips), purchases of cash equivalents or payment instruments that can readily be converted to cash (for example, travelers' cheques, money orders, wire transfers, and similar products or services), or purchases made using a Personal Identification Number (PIN) or initiated through identification technology that substitutes for a PIN. Account must be in good standing to earn and redeem points.